Georgia ranks high among states where deer collisions are increasing. In an examination by State Farm, it was found that Georgia motorists have a 1 in 83 chance of colliding with a deer. This risk increases more so during the fall and winter months due to deer season.
In this article we will discuss the recent rise in deer collisions and how you can be safe while driving.
Mercury Insurance recently announced that their drivers in Georgia can now use a usage-based insurance app called MercuryGO. The newly designed application incorporates plenty of tech-savvy features to help drivers improve their driving skills and overall safety on the road.
The app serves as a virtual driving coach and provides drivers with scores in the form of real-time feedback on how they drive.
The good news is you can get up to a 10 percent discount if you enroll for an auto insurance policy and use the app. As a MercuryGO user, you can get a 40 percent discount when you renew the policy. However, the discount amount depends on your driving score.
If you live in Georgia and have Mercury Insurance, here are the benefits of using MercuryGO.
The demand for used cars has increased tremendously over the past year. As a result, the cost of used vehicles have gone up 45 percent. That means if you’re a car buyer, you must keep in mind that vehicle ownership costs go beyond the listed price. However, this cost is not the same across the country. In fact, in many states, riders and motorists may have to spend thousands of dollars every year compared to others.
Let’s delve into the details to learn how much it costs to drive in Georgia.
Regardless of the state you live in, a hit-and-run is a serious matter. You might be charged with a crime or felony if a hit-and-run results in injury or death. In states like Georgia, it’s a crime not to stop or return to provide your information, for instance. You might face the following penalties, depending on the severity of your infraction;
If you live in Georgia, you’re probably aware that the state has significantly high rates for auto insurance. It’s because the state has accident-prone highways and routes with a considerably high percentage of car crashes.
Georgia insurance companies have the right to increase premiums without seeking approval from the insurance commissioner of the state. This is the reason auto insurance rates in Georgia are relatively higher than in other states.
You may have to pay around $1,660 annually for full insurance coverage or $690 for minimum coverage for your car in Georgia. The national average for full coverage is no more than $1,500 per year. As the insurance cost increases, the charges of premium insurance also go up.
Plus, insured drivers have to share rising insurance costs. This increases insurance rates whenever an insurer renews your policy, regardless of individual factors, such as location or driving record.
Here, we’ve listed some reasons explaining why auto insurance increases annually in Georgia.
As a driver you want to be aware of the motor vehicle laws and regulations across the country. Not doing so can leave you with hefty fines or even jail time. The state of Georgia places emphasis on the importance of car insurance, and doesn’t let motorists drive without it.
Let’s talk about the car insurance laws in Georgia and the penalties of not having the minimum coverage.
If you live in Georgia and own a motorcycle, you must have an insurance policy to operate as a rider. The city imposes regulations to help you face financial losses you may experience in the event of an accident or crash. Motorcycle insurance is the best way to get financial security in any crash-related injury.
In fact, this is a necessary legal investment one should never overlook. To establish your motorcycle insurance in Georgia, buying traditional insurance via a reliable auto insurance company is the most viable option. However, you need to know the components your motorcycle insurance covers in Georgia.
According to the National Highway Traffic Safety, Georgia reported more than 9,378 fatalities in 2018 due to speeding. Note that speeding is typically a misdemeanor in the state of Georgia; however, there are strict rules and hefty fines involved for drivers who violate these rules.
Keep in mind that speeding tickets are something to be taken seriously as they impact your automobile insurance premium. That means if you get a ticket for speeding in Georgia, it will increase your car insurance cost by 26 percent on average.
Keep on reading to find out how speeding tickets impact your car insurance in Georgia.
Let’s be real, the process of filing an insurance claim is lengthy, complex, and difficult. Even the most vigilant and mindful policyholders can end up overlooking crucial details that could impact the overall claim’s success. If you’re filing a business-related claim, it may include even more complications and you may need to pay a great deal of attention to different variables to protect your assets and brands.
That’s why professionals suggest owners of commercial or business properties work with a professional who specializes in insurance claims. Whether you want to file an insurance claim right after your property is damaged or decide to wait, only a professional can help you deal with the process.
Therefore, you should consider learning about a few red flags to navigate the claims process efficiently. Don’t fret if you have no idea how to go about it. Here we have listed some warning signs to look for when you file a claim.
Did you know that Mercury Insurance has reduced homeowner’s and auto insurance rates for its policyholders in Georgia by 5 percent?
The good news is that the reduction applies to all old and new customers from 25 June. The policy renewals begin August 14th and allows all Mercury policyholders to save an average of $149 annually on their auto insurance and $67 on their homeowner’s insurance.
According to the Product Manager of Mercury Insurance Georgia, Sarah Wang, the insurance organization is delighted to help their customers save money on their insurance. They aim to help coastal Georgia homeowners obtain the essential coverage to repair their houses from any perils or disasters such as windstorms.
Keep on reading to learn more about Mercury and how they reduced their rates for their policyholders in Georgia.