Mercury Insurance recently announced that their drivers in Georgia can now use a usage-based insurance app called MercuryGO. The newly designed application incorporates plenty of tech-savvy features to help drivers improve their driving skills and overall safety on the road.
The app serves as a virtual driving coach and provides drivers with scores in the form of real-time feedback on how they drive.
The good news is you can get up to a 10 percent discount if you enroll for an auto insurance policy and use the app. As a MercuryGO user, you can get a 40 percent discount when you renew the policy. However, the discount amount depends on your driving score.
If you live in Georgia and have Mercury Insurance, here are the benefits of using MercuryGO.
Reason Behind MercuryGO
MercuryGO is an app that promotes safe driving techniques and can help drivers avoid car crashes. According to Mike Dawdy, the Director of Product Management at Mercury Insurance, the app aims to help Georgia drivers focus while they’re on the road.
The smartphone app is a simple way to educate drivers of all experience levels and ages regarding the importance of safe driving behaviors behind the wheel. The primary goal of the app is to reduce serious injuries and fatalities on the road due to distracted or unsafe driving.
According to the Georgia Department of Transportation, the state experienced more than 1,615 traffic fatalities last year. Unfortunately, the number of car crashes is on the rise despite the fact people are driving fewer miles. The development of MercuryGO will significantly help the state’s efforts to improve driver safety.
The MercuryGO program encourages drivers to practice safe driving techniques in exchange for discounts on their insurance.
How Does It Work?
How it works is the app generates a score based on your driving skills. The app determines your score by evaluating your actions behind the wheel. For example, it looks for things like hard braking, excessive speeding, and distracted driving.
Cambridge Mobile Telematics (CMT) is the biggest smartphone telematics provider in the world, and they partnered with Mercury Insurance to create this app. The collaboration of the companies has further enhanced the ability of the app to accurately monitor your driving skills.
Mercury Insurance is utilizing the DriveWell platform to reduce distracted driving, hard braking, and speeding. The platform engages with you by providing timely feedback on your driving behavior. Both companies believe the app has enough power to lower the number of collisions, fatalities, and injuries in Georgia.
MercuryGO also provides beneficial in-app tips for users to become better drivers.
Some added benefits are:
- An option to share scores among family members to see who’s the safest.
- Teens 18 years or younger who are signed up for MercuryGO will get a 10% discount on their auto insurance.
- Parents can get real-time feedback on how their teens are driving.
- You have the chance to receive a 40% discount on your insurance when you renew.
In a nutshell, MercuryGO is a beneficial app that’s now available for drivers in Georgia. The app promotes safe driving skills and rewards you when you’re doing well.