6 Tips For A Stress-Free Summer Home Maintenance Checklist

Summer Home Maintenance Checklist

The summer months are the time of the year when you want to enjoy your home, not have to fix it up! However, some things need to be addressed before fall rolls in. Also, some of these simple tasks can help you enjoy both the inside and outside of your home more.

Below we’ve provided 6 stress-free summer home maintenance tips for you to consider. If you keep on top of your home maintenance checklist you’ll have plenty of time to sit by the pool and have BBQs this summer! Let’s get started.

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Do I Need Renters Insurance in Georgia?

Renters Insurance in Georgia

A common question many Georgia renters ask is, “do I need renters insurance to protect my possessions?” The answer is yes, you do! Many renters assume that their belongings are covered under their landlord’s policy but that isn’t the case. Landlord insurance covers the structure of the home, injuries on the property, and items that belong to the landlord.

As a result, many property owners require their renters to have this coverage as part of their lease agreement. However, even if your landlord doesn’t require it, it wouldn’t be a bad idea to purchase it. In this article, we’ll go over the benefits of having renters insurance in Georgia, how much it costs, and the amount of coverage you need. Let’s get started.

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What’s the Difference between an Insurance Agent and a Broker?

insurance agent and broker

An insurance agent and a broker are both licensed professionals that assist individuals and businesses with purchasing an insurance policy. Although they both generally work towards the same goal, they have very different obligations.

In this article, we’ll discuss the key differences between an agent and a broker. This way if you ever find yourself choosing between the two you’ll know the benefits of each. Let’s get started.

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The Benefits of Life Insurance

benefits of life insurance

Life insurance is always a sound investment, especially when considering the well-being of your family. But even if it is a wise investment to make, it is usually very difficult to think about. No one likes to think about leaving their family behind, but it is something you need to plan for.

In this article, we’ll discuss the benefits of life insurance and how often you should look over and update your policy.

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Common Life Insurance Myths

life insurance

Around 267 million people in the US have insurance policies, making it one of the largest industries in the country. However, people often consider life insurance to be confusing and tricky due to all the rules and technicalities. You may be wondering do I even need it and how much coverage should I get?

Whether or not you decide you need life insurance, we are here to clear up some common misconceptions regarding it. Let’s begin.

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Fall Lawn Maintenance Tips for Georgia Homeowners

Have you started conducting your annual fall maintenance tasks? Now that it’s November, it’s a good time to start checking off those items on your to-do list. Taking care of your lawn in the fall is important to avoid headaches come springtime. Also, your yard is an extension of your home; therefore, many homeowners enjoy relaxing and entertaining in these spaces.

In this post, we’ve compiled some of the most important fall lawn maintenance tips for Georgia homeowners.

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Do I Need to Winterize My Boat in Georgia?

Since the temperature has begun to fall, many boat owners are winterizing their boats. However, you may notice many boaters claiming that they don’t need to winterize their boats. Well, in some cases, they’re right. Many anglers can continue fishing without winterizing their boat. However, if you have a boat with an inboard engine, you’ll need to take a few precautionary measures.

This may lead to many questions such as “do I need to winterize my boat?” If you’re a boat owner living in Georgia, this article will answer your question.

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How to get Atlanta car insurance from Auto-owners

Atlanta car insurance from Auto-owners

Atlanta car insurance from Auto-owners

If you’re looking to get car insurance, you probably want to get coverage that will truly be there for you when you need it. There are a lot of insurance carriers out there, and you’re curious about getting Auto-owners car insurance. But you aren’t sure that you want to go on that adventure alone…insurance is a little scary. And besides, how does one get a car insurance quote for Auto-owners car insurance in Atlanta? Here’s how our team can help you get a quote.

How to get a quote for Atlanta car insurance from Auto-owners.

1. Let us know you’re looking for car insurance.

The first thing that happens in this whole process is that you let us know that you need car insurance. Our team is really good at insurance stuff…not so much at reading minds. Anyway, we want to make insurance as easy as possible. That’s why we have a few different ways you can get in touch with us. You get to choose how you deal with your insurance. We don’t want to make insurance something that’s horribly frustrating, and our goal is to help you avoid the stress and headache that can come along with insurance. Here are a few ways you can get in touch with our team.

Phone. You can simply give us a call to let us know about your need for car insurance quotes. We enjoy having a nice chat on the phone, so if that works best for you, just give us a call and we would be happy to have a conversation with you about Atlanta car insurance from Auto-owners. We know that sometimes it’s easiest just to get things over with via a quick phone call.

LiveChat. You can also LiveChat with our team to find out more about Atlanta Auto-owners car insurance and whether it’s a good fit for you. If you’re not a big fan of talking on the phone, that’s no problem. That’s what our LiveChat is there for. Go ahead and reach out to us with LiveChat if that’s what you’d prefer.

Online form. We also have an online form that you can use to get in touch with our team. The form lets us gather some of the important details we need to get your car insurance quote. It’s a quick form – we don’t want to take up too much of your time. With this information, we can get straight to business and getting you that quote.

Email/Text. If you aren’t able to have a talk on the phone or sit at the computer chatting with us, that’s fine. We can email or text with you about your insurance – you just have to let us know that you’d prefer to email or text and we can definitely do that.

2. We have a quick chat about your insurance.

The next thing that happens is that we’ll have a quick chat about your insurance needs. We want to make sure that we get you the coverage that suits your needs. We’ll introduce ourselves and make sure we have all the information we need to get you the coverage that will suit your needs. We know you’ve got a lot on your plate, though, so we won’t take up too much of your time. We’re in the business of making insurance easy, after all.

3. Then we get your insurance quote.

And then comes the moment we’ve all been waiting for: we’ll go get your insurance quote. We enjoy getting quotes at light speed so we’ll do our best to get you that quote ASAP.

4. We’ll go over your quote with you.

When we bring the quote back to you, we’ll answer any questions you might have about the coverage. Insurance can be a little confusing, so feel free to ask any queries you might have. That’s what we’re here for. You don’t have to go through the insurance process alone when you team up with our agents. We’re happy to take the time to go over the coverage with you because we want you to feel comfortable with the car insurance policy that’s protecting you.

5. We’re here to answer any questions or address any issues.

If any questions or concerns about your insurance arise, we’re here to help. You can always reach out to our team to get some help resolving any issues that come up, no matter how small. We aren’t going to vanish right when you need us. That’s not how we do insurance.

Anyways, that’s how getting a quote for Atlanta Auto-owners car insurance works! You might be moving to Atlanta or you might have lived in Atlanta for years. Get started with your car insurance quote by filling out our online form, giving us a call, or messaging us on LiveChat.

How to get Atlanta Universal renters insurance

Atlanta Universal renters insurance

Atlanta Universal renters insurance

If you have an apartment, you may not realize just how much stuff you have there and how many treasures you’re accumulated over the years. You might want to protect your belongings with renters’ insurance. But you might not know where to start, though you’re interested in Universal renters’ insurance. How does one get a quote for Atlanta Universal renters’ insurance? Our team can help you get your insurance quote. Here’s how the insurance process works.

How to get Atlanta Universal renters insurance.

1. Get in touch with your team.

We know that communication can be a pain, especially when it comes to things you’re not particularly looking forward to dealing with, such as insurance. We strive to take the stress out of the insurance process, and that starts with the beginning. We want everything to be as convenient as possible so that you don’t have to get frustrated by endless rounds of phone or email tag. Anyways, here are a few ways you can talk with our team of insurance agents.

Phone: You can simply give us a call to start with your insurance quote. We’ll connect you with an agent who would be happy to have a conversation with you about your home insurance. We really enjoy having a nice chat about insurance, so we would be delighted to talk with you on the phone. Don’t hesitate to give us a call.

Online quote: We also have an online form, and the form allows us to get some of the information we need to get your Atlanta renters’ insurance quote from Universal. So, you can reach out to us with our online form. By filling out our form, you help us gather some of the information we need to get started with your quote.

LiveChat: There’s also a LiveChat feature you can use to reach out to our team. LiveChat allows us to message back and forth with you so that you can work through the insurance process online. We get that not everyone enjoys talking on the phone, so that’s why we have an online option so that the phone can be avoided.

Email/Text: You might not have the time to talk on the phone or LiveChat with us. That’s fine – we can email and text with you. If that’s what is most convenient for you, all you have to do is let us know. It’s no problem if you would rather email or text – like we said, we want to make insurance as easy as possible.

2. Chat with us about your insurance needs.

The next step in the whole process is that we’ll have a quick talk about your insurance needs. We’ll make sure we have all the information we need to get you that Atlanta renters insurance quote from Universal. We know that you’re busy and you have a lot on your plate, though, so we won’t take too much of your time. We just need to have a quick conversation with you about your insurance needs. Plus, we want to have the chance to properly introduce ourselves – that’s good manners, right?

3. We’ll go get that quote.

This is the actual “quote” part of the entire process. Our insurance superheroes will leap into action and go retrieve that quote at top speed. We know that you probably just want to get the whole insurance thing over with as soon as possible, so we’ll be quick about fetching that quote and getting back to you. This is all part of the make-insurance-easy thing that we strive for. We don’t want you to be stressing out while waiting for your quote.

4. We’ll go over your quote with you.

Insurance can be overwhelming. You might have some questions about your coverage or just some things that need to be clarified. That’s what we’re here for. We love talking insurance, and in our books, there are no silly questions. So feel free to launch any queries our way – we’re ready to go over anything you’d like to talk about. Consider us to be your insurance translators.

5. We’ll be here to help with your insurance needs.

If anything comes up and you have questions about your insurance later on or you have any issues at all, we’ll be right here to help you out. You don’t have to deal with complicated insurance matters on your own. Our team is at your service to help. We fancy ourselves to be insurance superheroes, so we love it when we’re able to be helpful.

There might be an underlying sense of dread that happens whenever you think about insurance, but we want to help you through the insurance process. That’s how we roll, and that’s how we can help you get Atlanta renters’ insurance quote from Universal. Give us a call, LiveChat with us, or use our online form to get started with your quote.

How to find the Atlanta renters insurance that’s right for you

Renters insurance can help you protect your belongings.

 

If you rent an Atlanta apartment or home, you may be considering getting renters insurance. The world of insurance can be overwhelming, and you might have some questions about it, such as what it covers, how much it costs, and what to look for in a renters insurance policy. And then there’s the question if whether or not your landlord’s insurance will already cover your belongings. So, here we go – we’re going to answer those burning renters’ insurance questions!

Does my landlord’s insurance cover me?

No. In most cases, it does not. Their policy will only cover the structure itself, not your belongings and treasures. That’s why it’s so important to consider renters’ insurance. If there was a fire or you get burgled, your belongings would not be covered, and replacing the possessions that were lost could be a substantial financial hit.

So, what is covered by renters insurance?

Your insurance can protect you against losses like fire, smoke, lightning, vandalism, and theft. The cool thing is that your renters’ insurance will most likely follow your belongings – and you – wherever you go.

Renter’s insurance also covers your liability, meaning your legal obligation if you’re found responsible for causing someone bodily harm or property damage. So, you’re most likely covered if a guest trips over a rug, breaks their wrist, and decides to sue. Legal defense is also typically covered.

How much does renters insurance cost?

It is most likely not as expensive as you might fear. You’re only covering your belongings, not the structure itself (that’s the landlord’s purview.) If you decide to get a renters insurance quote, you’ll probably be pleasantly surprised at how affordable it is.

What other factors do I have to consider?

Do you have a dog? Some insurance companies can be funny about covering certain breeds or sizes of dogs. You’ll have to make sure that your fluffy friend is covered under the policy you choose and see how a dog may affect your insurance rates.

Can you bundle and save? You might be able to bundle the renters’ insurance with your auto insurance and save money. Insurance companies like it when you get more than one policy from them, so they might give you a discount. And who doesn’t love a good discount?

Are there any exclusions? Make sure you know exactly what is and is not covered under your policy. For example, flooding is most likely not covered by renters insurance. If there are any exclusions or gaps, you may have to add extra coverages to your policy.

Is relocation covered? You need to know what would happen if something changes and you have to move out of the apartment or house. Will your policy help you cover the costs of relocation?

Do you have valuables such as jewelry? If you have any valuables, you’ll need to make sure you check the limit of coverage for them to see if it’s enough. If it’s not enough, you’ll have to find out how you can add extra coverage for your jewelry.

Renters insurance helps protect your belongings while you’re renting a place. Don’t make the mistake of assuming that your landlord’s insurance covers your belongings, only to discover that it doesn’t. Instead, take matters into your own hands and look into getting a renters insurance policy. It might take a little bit of looking to find the one that’s right for you, but it’s worth it for the peace of mind you’ll enjoy. And you’re not in it alone – we can help you find the insurance plan that’s right for you. To get renters insurance quotes and shop for the best rate, all you have to do is fill out our quote form or give us a call today.