ATLANTA INSURANCE ARTICLES

Check out these great articles about home, auto, business & other insurance

UM/UIM coverage can help you if you're the victim of a hit and run.

Does my car insurance cover a hit and run?

April 23, 2019

Hit-and-run drivers aren’t the most responsible people in the world, and they can leave you with a massive repair bill. In a typical accident, that repair bill could be handled by the other driver’s insurance company. But if there’s no other insurance company to contact, who’s in charge of paying for your expenses? Here, we’ll … Read more

Be aware of staged accident auto insurance fraud.

What is staged accident auto insurance fraud?

April 18, 2019

A car accident can be a scary ordeal for everyone involved…except if someone planned it. Staged accident fraud, unfortunately, happens more than you would think. In fact, it’s estimated that staged accident fraud costs the insurance industry over $20 billion a year. So, how can you tell if someone has staged an accident or if … Read more

An HO-5 policy is slightly different than an HO-3 policy.

What is an HO-5 insurance policy?

April 16, 2019

When you’re talking about home insurance with your agent, they may mention a series of letters and numbers that can make your head spin. To start off, they may mention an HO-3 insurance policy, which is one of the most common in the U.S. However, what if you want more coverage than that policy has … Read more

Your car insurance can help if you accidentally hit a fence.

Am I covered if I accidentally hit a fence with my car?

April 11, 2019

Okay, so you have a bit of a situation. You, umm, accidentally drove over the curb and into your neighbor’s fence. (Yes, the grumpy neighbor, worst luck.) Yikes. So, now you’re wondering what happens now, but you have two main questions. First, will your car insurance foot the bill for repairing your neighbor’s fence? Next, … Read more

If you're renting out your home, keep these tips in mind.

10 tips if you’re renting out your home in Atlanta

April 9, 2019

In the modern age of AirBnBs and temporary rentals, it’s easier than ever to earn money with your property when you’re not even using it! However, there are several things you’ll need to know before diving headfirst into renting out your home. Here are 10 tips to keep in mind if you’re renting out your … Read more

totaled or can i repair

Is my car totaled or can I repair it?

April 4, 2019

Whether you’re in a really bad car accident or a random act (like a tree falling) damages your car, it can be tough to know whether your vehicle is now a lost cause or if a body shop can bring your car back to life. Many people think that a “totaled” car simply means that … Read more

What is the Difference between an Insurance Agency and a Carrier?

April 2, 2019

You may think that shopping for car insurance is easy enough to do on your own. If you have the right information, why not just go straight to a car insurance company? Well, there are actually tons of benefits that you may be missing out on if you go straight to a car insurance carrier. … Read more

What happens if your garage burns down?

Am I covered by insurance if my garage burns down with my car in it?

March 28, 2019

Sometimes understanding what your insurance covers is cut and dry. If your house is damaged by a hailstorm, your home insurance could help you cover the damage. If you hit a deer with your car, your car insurance could cover the damage. However, sometimes the line between what your home insurance covers and what your … Read more

Your declaration page can give you an overview of your home insurance.

What is a home insurance declaration page?

March 26, 2019

Home insurance policies can be complicated and overwhelming. There are a lot of pages, a lot of words, and a lot of insurance-speak. It would be super helpful if your Atlanta home insurance policy came with a summary that functions like a cheat sheet. Well, good news – that’s actually a thing! It’s called a … Read more

Comprehensive insurance generally covers you if a tree falls on your car.

Am I covered by Atlanta car insurance if a tree falls on my car?

March 21, 2019

You’ve always thought your car was pretty sturdy. You’ve been through a lot together, after all. But that was before a tree decided to pick a fight with it while it was minding is own business, just chilling in the driveway. And, well…The tree won by the simple strategy of falling on it and squishing … Read more

Find out the basics of home insurance in Atlanta.

Atlanta Home Insurance 101

March 19, 2019

So, you’re looking into buying a new home. You, as well as your bank, will want to protect your investment. If you’re a first-time home buyer, insurance companies can throw a lot of terms and paperwork your way that you may not understand the basics of. So, to help you make an informed choice about … Read more

Keep these things in mind when you're getting car insurance.

8 pro tips for getting car insurance in Atlanta

March 14, 2019

So, getting Atlanta car insurance might seem like a monumental task – and one that you’re not too keen to embark on. You may even be dreading it. To help boost your confidence about the entire ordeal, we’ve put together a list of eight tips to keep in mind when you’re getting car insurance. 8 … Read more

There are a lot of things insurance agents want people to know about home insurance.

6 things insurance agents want you to know about home insurance

March 12, 2019

Shopping for Atlanta home insurance can seem like a monster of a task if you don’t know where to start. Plus, what many people think of as insurance basics may not be the ones that are the most important to your agent when they consider your particular situation. So, we’ve put together the top six general … Read more

You might be eligible for a multi-car discount.

Atlanta car insurance: What’s a multi-car discount?

March 7, 2019

You might worry about how much your car insurance bill costs – and the toll it’s taking on your bank account. It’s a perfectly reasonable concern. Car insurance can be expensive, and you might feel that you’ll leave no stone unturned in your quest to get a lower auto insurance rate. If you’re paying more … Read more

You can get insurance for your engagement ring.

Can I insure my engagement ring?

March 5, 2019

Congratulations! Your soon-to-be spouse has popped the question! But there’s another big question that you should be asking now that you own such an expensive piece of jewelry: How can I protect my engagement ring? Fortunately, there are tons of different types of insurance for covering different kinds of investments, including your engagement ring. So, … Read more