ATLANTA INSURANCE ARTICLES
Check out these great articles about home, auto, business & other insurance
Average Cost of Car Insurance in Georgia for August 2022
A recent study indicates that the average cost of car insurance in Georgia is $642 a year for minimum coverage and $2,010 a year for full coverage. Drivers in Georgia pay more than the national average by a few hundred dollars. However, that doesn’t necessarily mean you have to pay extra for a car insurance … Read more
Top 5 Auto Insurance Mistakes
You may not think an error on your auto insurance application is a big deal, but the consequences can be very costly. Giving inaccurate information on your application can lead to increased premiums, policy cancellations, or insufficient coverage in the event of an accident. Here are some common mistakes to avoid when applying for auto … Read more
What to Know about Hard to Place Homes
Although it’s always important to purchase homeowners insurance to protect your investment, some homes are harder to insure than others. These homes, referred to as “hard to place homes,” are usually exposed to a large number or variety of risks. As a result, many insurance providers are more hesitant to provide coverage for them. Keep … Read more
5 Reasons to Update Your Business Insurance
If you’re looking to expand your business or make any sort of changes then updating your business insurance policy is critical. As your business grows, your workforce and premises will likely develop, which calls for added security and protection. This is where business insurance comes in, so even if you already have a policy, you’ll … Read more
6 Tips For A Stress-Free Summer Home Maintenance Checklist
The summer months are the time of the year when you want to enjoy your home, not have to fix it up! However, some things need to be addressed before fall rolls in. Also, some of these simple tasks can help you enjoy both the inside and outside of your home more. Below we’ve provided … Read more
How to Reduce Your Georgia Homeowners Insurance Costs
Your Georgia home is a major investment—which is why it’s critical to protect that investment with the proper insurance. Homeowners insurance can offer financial protection in the event of an unexpected disaster or accident involving you, your home, or your personal property.
Boating Safety Tips
Going boating can be a wonderful way to explore the open waters and stay cool in the summer heat. However, boating can carry significant safety hazards if you aren’t careful. Without proper precautions in place, a boating mishap could easily lead to extensive property damage, various injuries, and—in severe cases—drowning or death. To keep yourself … Read more
Ways to Save on Your Auto Insurance in Atlanta
Rising insurance costs may leave you wondering what you could possibly do to save money on auto insurance. Although you can’t control all of the factors that influence your premiums, there are many ways you can significantly reduce your rates year over year. In this article, we’ll share several tips for doing just that. Let’s … Read more
Do I Need Renters Insurance in Georgia?
A common question many Georgia renters ask is, “do I need renters insurance to protect my possessions?” The answer is yes, you do! Many renters assume that their belongings are covered under their landlord’s policy but that isn’t the case. Landlord insurance covers the structure of the home, injuries on the property, and items that … Read more
A Guide to First Time Home Buying in Georgia
Planning to purchase your first home in the peach state? If so, congratulations! Buying your first house is very exciting; however, it’s not a decision to be taken lightly. As I’m sure you know, your home will likely be your largest investment. To make the home buying process easier for you, we’ve created this helpful … Read more
Named and Open Perils: What’s the Difference?
Insurance policies are often filled with terms that can be difficult to understand, particularly for the average insurance buyer. Of these terms, “named perils” and “open perils” are some of the easiest to confuse. When it comes to understanding what their coverage entails and ensuring their policies are adequate enough to protect against the most … Read more
What Is Equipment Breakdown Coverage?
While there are numerous types of coverage present in a BOP (business owners policy), one of the most important ones happens to be equipment breakdown insurance. This type of insurance acts as a safety net by protecting you against the mechanical failures that can occur during day-to-day business operations. Let’s discuss the many items covered … Read more
What’s the Difference between an Insurance Agent and a Broker?
An insurance agent and a broker are both licensed professionals that assist individuals and businesses with purchasing an insurance policy. Although they both generally work towards the same goal, they have very different obligations. In this article, we’ll discuss the key differences between an agent and a broker. This way if you ever find yourself … Read more
Liability Insurance for Businesses in Georgia
Liability insurance is a type of coverage that protects your business against property damage and bodily injury claims. Usually, in these instances, the party that’s been affected feels your business is financially responsible for the damages they’ve incurred. They could attribute their damages to several factors, such as your advertisements, services, or operations. Essentially, this … Read more
Do You Know What Your Insurance Policy Covers?
Insurance policies offer multiple plans that provide different levels of protection against liabilities and risks. But do you know what your insurance policy covers? It’s stated that 15% of homeowners don’t know what their policy covers and they don’t know where to check. Therefore, it’s essential to have extensive knowledge of the appropriate add-ons, exclusions, … Read more