ATLANTA INSURANCE ARTICLES
Check out these great articles about home, auto, business & other insurance
What is additional living expense coverage in Atlanta home insurance?
Have you thought about what would happen if you had a massive fire? Of course, your homeowners insurance would cover the damages to your house, but what about you? Where will you live while repairs are going on? How will you eat if a disaster wipes out your access to food? How do you afford to … Read more
What is short term vs. long-term disability insurance?
Even though Georgia isn’t one of the states that require employers to have long or short-term disability for their employees, offering them as benefits still give you a leg up on the competition when hiring great people. But how exactly do short and long-term disability work? What are the differences? And how can you use … Read more
Atlanta insurance tips for Halloween ghosts and ghouls
It’s that time of year again where ghosts and ghouls roam the night. That’s right – Halloween can bring along some unsavory characters and some weird happenstances. But did you know about the kinds of Atlanta insurance coverage that can help you deal with even the most supernatural of situations – and more everyday concerns? … Read more
Atlanta group health insurance: HMO plans and PPO plans
If you’re a small business owner in Atlanta, you might be considering offering group health insurance for your employees. Unfortunately, all the terms, abbreviations, acronyms, and so on can be bamboozling. In considering what sort of plan you want to offer, you’re wondering what the difference is between an HMO (Health Maintenance Organization) plan and … Read more
What is other structures coverage in my Atlanta home insurance?
Other structures coverage is just like it sounds – it covers the other large structures that are on your property besides your house. Most times, other structures coverage will be included in your homeowners policy, but sometimes it needs to be purchased as an endorsement. The best way to know if you have this coverage … Read more
What are the requirements for workers’ compensation insurance in Georgia?
You may have heard the term “workers’ comp” thrown around a lot, especially in Atlanta where a lot of industrial and unconventional industries thrive. But what exactly is workers’ compensation insurance? What does it cover? Why does your business need it? We’re here to help you answer all these questions and more. So, What is … Read more
What is the personal liability section of my Atlanta homeowners’ insurance?
Your home insurance does a lot more than just fix your house if Mother Nature sends a disaster your way or you have a fire. It can also protect you financially with personal liability coverage – it’s a part of what your home insurance covers. We’ll explain how personal liability coverage works and how it can … Read more
Does Atlanta car insurance cover me if I hit a deer?
Some days it can be a nice break from reality to take a long country drive down a dirt road or a highway surrounded by trees or a hidden street you’ve made into your own special thinking stretch of road. That is, until a deer jumps from your peripheral into your windshield. Now, you’re slammed … Read more
10 fall home maintenance tips to prepare your Atlanta house for winter
Fall in Atlanta is a great time to get some home maintenance done. Okay, truthfully our winters may not be as harsh as in other areas of the country, but still, it’s important to strengthen your home before the winter and do some fall home maintenance. Cold weather and maybe – yikes – snow is … Read more
What perils are covered by Atlanta home insurance?
“Peril” may seem like a five-dollar word used only in stage plays and the literature of old, but it’s actually used a lot in terms of homeowners insurance. A peril is usually defined as a serious or catastrophic threat to your home – including storms, heavy vandalism, and any other Independence Day type of catastrophe … Read more
Why is my Atlanta car insurance so expensive?
If you cringe every time you get your car insurance bill or every time the payment auto-debits from your bank account, you’re probably dwelling on this question: why is my car insurance so expensive? You’re just about fed up, and thinking about Atlanta car insurance rates kind of makes you want to flip some tables. … Read more
What is Atlanta renter’s insurance?
If you’re like many Atlantans, you might rent an apartment or a house. Lots of people are apartment dwellers. You love your place, but the question to ask yourself is are you properly insured? Sometimes Murphy’s law gets in the way and creates a bit of chaos. And when that happens, you might need renter’s … Read more
What are the minimum limits of car insurance in Georgia?
If you’re planning on getting a car in Georgia, you’re probably wondering how much insurance you’re going to need. What are the minimum limits of car insurance in Georgia? We can answer that question, but we’re also going to talk about why you may want to get more than the legally required limit of car … Read more
Don’t fall for these 8 Atlanta home insurance myths
When you’re dealing with something as important as Atlanta home insurance, it’s crucial to have the facts. There are many assumptions and myths out there about home insurance. We’re going to turn some of these home insurance myths upside-down and discover the truth. 1. MYTH: I should use my home’s market value when I insure … Read more
What you need to know about Georgia’s graduated license program
If you have a teenager who’s about to get their Georgia learner’s permit or driver’s license, there are a few things you need to know about the Georgia graduated license program. See, when your teen gets their license, they can’t just go driving around all hours of the night with as many passengers as they … Read more