If you have an Atlanta landscaping business, you’re probably pretty busy. You might not have too much time to spend fussing over landscaper insurance. And you might wonder what the most efficient way is to go about getting landscaper insurance. How can business owners make sure they get the right coverage to protect their business? We’ll explain how to get landscaper insurance.
How to get landscaper insurance.
1. Know the coverages you need.
Before you venture into getting insurance quotes, you might want to review the coverage you need for your business. There are many types of insurance that you’ll want to consider for your landscaping business. Here are a few:
General liability – GL insurance can protect you against claims that your business caused someone bodily injury or property damage. It can help you cover the costs you’re legally obligated to pay to the injured party, and it can help cover legal expenses if they sue.
Workers’ comp – Workers’ comp can help your workers if they get hurt on the job. It can cover their medical bills and it can give them a portion of their lost wages if they need to take time off because they need to recover.
Commercial auto – Commercial auto insurance can help you if you have business vehicles to protect. There are different coverages you may need for your vehicles.
Umbrella insurance – This can provide additional coverage that goes above and beyond the limits on your underlying liability policy.
These might not be the only coverages you need. You may also want to consider…
- Contractors Tools and Equipment
- Employee Dishonesty
- Goods in Transit
- Installation Floater
- Employment Practices Liability Insurance
At any rate, it’s a good idea to make sure that you have a customized insurance plan to protect your business from the risks you face. Each business ought to have its own insurance plan that’s set up to meet its coverage needs. We understand that the prospect of getting commercial insurance can seem daunting, but we like to keep the insurance process as easy as possible. There isn’t too much to it – we’ll explain.
2. Our quoting process.
1. You reach out to us.
First of all, you tell us that you’re in need of insurance for your landscaping business. If you like to talk on the phone, you can call us. If you want to fill out our quick form so we’ve got some details about your business, you can do that. And if you want to message us, that’s also fine! Whatever way you’d like to communicate is fine by us. (As we said, we want to make this as convenient as possible.)
2. One of our agents gets the necessary details.
One of our expert insurance superheroes will get the information necessary to get your insurance quotes. They’ll ask some questions so they can get to know your business and better understand the risks you face. We want to be able to get you the most accurate quotes possible and best assist you with your insurance.
3. We get your quotes.
The agent can then get to the heart of the fun – going shopping! We’ll help you get some quotes from the carriers we work with. We’re kind of like your personal shoppers – we’ll do your shopping for you!
4. We’ll present your quotes.
Next, we’ll go over your quotes with you and answer any questions you might have. We’ll explain the different options we have available for you and we’ll help finalize your coverage. Don’t worry – we’ll be here every step of the process.
5. We’re here to help.
Our job isn’t done yet, though – we won’t abandon you once your coverage is bound! Our team is always here to help. If you have any questions, concerns, or changes to your business, we’ll be here to help. We’ll make sure that your insurance still suits your business. If you’ve got any questions, we’re only an email or phone call away.
So, that’s how you can get started with getting landscaper insurance. Don’t worry about getting insurance – we strive to make insurance as stress-free as possible. Get started with quotes by filling out our online form.