Baily Sandage, Author at Atlanta Insurance

Comparing Small Business Insurance Quotes

April 21, 2022 by Baily Sandage

Do small businesses need insurance? This is a very common question that many people have. And the simple answer is yes! You need insurance for your small business, but you can’t just select the cheapest policy you find. In fact, there’s a lot to consider, such as your limits, exclusions, and risks. To find the best policy that meets your business’s insurance needs, you must compare all your quotes.

In this article, we’ll discuss the process of selecting the best small business insurance and how to compare quotes. Let’s begin.

Car Maintenance Tips to Avoid Costly Repairs

May 10, 2022April 13, 2022 by Baily Sandage

There’s no denying that keeping up with your car’s maintenance can be a real pain. For example, between every 5,000 to 7,500 miles you have to get your oil changed and tires rotated. As every car owner can agree, this can be quite annoying. However, keeping your car in good condition is well worth it in the long run.

In fact, taking care of your car can help make it last a lot longer. It’ll also cost you less since you aren’t having to make major repairs all the time. You may even get better rates on your auto insurance since you’ll be less likely to file a claim.

Would you rather cover costly repairs because you neglected your car’s maintenance or pay a little bit over time to prevent problems from occurring? I’m sure you’d choose the second option!

In this article, we’re discussing some car maintenance tips that’ll extend the life of your vehicle and help you avoid costly repairs. Let’s begin.

What to Do When Your Car Insurance Lapses in Georgia

May 16, 2022April 8, 2022 by Baily Sandage

Car insurance can save you a fortune in the event of an unwanted incident. Thus, when you purchase a new car, make sure you get it insured by a reliable company. If by chance you forget to pay your bill and your car insurance lapses, you should take immediate action. Most companies allow you a 10 to 20 day grace period to pay before they cancel your policy. If you still neglect to pay your premium then your insurance will lapse which can hurt you in the long run. Oftentimes your rates will increase and insurers will deem you high-risk or even refuse to insure you. That’s why you should always pay your car insurance premiums on time.

Driving without the minimum required insurance has numerous consequences such as license suspension, fines, and tickets. The penalty for an insurance lapse is quite severe in Georgia. Thus, it’s best to keep track of your car insurance bills to avoid a lapse in coverage.

Avoiding Common Business Insurance Mistakes

April 1, 2022 by Baily Sandage

Many things go into a business owner’s success, including intense labor, countless hours, lots of money, and attentiveness. Success isn’t overnight; therefore, it takes a lot of hard work and dedication to grow your business and generate a substantial profit.

Although most business owners grasp this concept pretty well, they often overlook a basic business component. Adequate and appropriate business insurance is necessary to secure the long-term viability of your business.

Business insurance will protect your business against losses, so make sure you invest wisely. However, buying business insurance can be difficult and confusing as you must consider numerous factors.

Not to forget, choosing the wrong policy can negatively impact the growth and success of your business. You can easily use some guidance to avoid some common yet potentially detrimental mistakes while buying business insurance.

In this article, we’ll discuss some common business insurance mistakes and how you can avoid them.

The Benefits of Life Insurance

March 25, 2022 by Baily Sandage

Life insurance is always a sound investment, especially when considering the well-being of your family. But even if it is a wise investment to make, it is usually very difficult to think about. No one likes to think about leaving their family behind, but it is something you need to plan for.

In this article, we’ll discuss the benefits of life insurance and how often you should look over and update your policy.

Pest Control Tips for Your Home in Georgia

September 20, 2022March 18, 2022 by Baily Sandage

Discovering a bug in your home is enough to give you an unsettling feeling. Not only can pests damage your home, but they can also spread diseases.

Although there’s no way to completely eliminate pests for good, there are ways to ward them off and lessen the chances of them entering your home.

In this article, we’re going to discuss some common bug attractors and our top pest control tips. Let’s begin.

Tips for Running a Small Business in Georgia

May 16, 2022March 11, 2022 by Baily Sandage

According to research done by the U.S. Bureau of Labor Statistics, up to 20% of small businesses fail within their first year.

It can occur for various reasons, such as too much competition, poor customer service, or not enough marketing.

Therefore, if you open a small business there will be a lot of risks. To mitigate those risks you need to be prepared.

Here are four tips for running a successful and profitable small business in Georgia.

How to Lower Your Car Insurance Rates in Georgia

May 16, 2022February 25, 2022 by Baily Sandage

Car insurance plays a vital role in keeping us safe from financial burdens due to accidents and mishaps. It’s a major reason why we put a huge emphasis on selecting the right insurance company and coverage. To do this, you need to shop around and evaluate your various options.

Affordable car insurance rates can be a bit challenging to find. However, using the tips in this article can help you lower your rates in Georgia and save you money. Let’s begin.

Common Life Insurance Myths

February 18, 2022 by Baily Sandage

Around 267 million people in the US have insurance policies, making it one of the largest industries in the country. However, people often consider life insurance to be confusing and tricky due to all the rules and technicalities. You may be wondering do I even need it and how much coverage should I get?

Whether or not you decide you need life insurance, we are here to clear up some common misconceptions regarding it. Let’s begin.

Home Insurance Renewal Tips

September 26, 2022February 11, 2022 by Baily Sandage

Home insurance renewal is when an insurance policy is about to end and the policy owner is allowed to renew it. While the homeowner has the choice to just renew it, now is a good time to make any necessary changes and even shop around for better rates. The insurance provider will typically inform the policy owner 30 days before their policy’s expiration.

This is the perfect time to assess your current insurance needs and shop around. Remember, you don’t have to change your current policy if you’re happy with it. However, your insurer may make some changes to your policy automatically that you’ll want to look over.

In addition, your insurer doesn’t have to renew your policy if they deem you high risk. For instance, if you filed too many claims or live in a high-risk fire or flood area. However, they must notify you 45 to 60 days before your policy’s expiration.

In this article, we’re going to go over some tips for renewing your home insurance and how to get the best policy at a reasonable rate.