Baily Sandage 
Rising insurance costs may leave you wondering what you could possibly do to save money on auto insurance. Although you can’t control all of the factors that influence your premiums, there are many ways you can significantly reduce your rates year over year.
In this article, we’ll share several tips for doing just that. Let’s get started.
A common question many Georgia renters ask is, “do I need renters insurance to protect my possessions?” The answer is yes, you do! Many renters assume that their belongings are covered under their landlord’s policy but that isn’t the case. Landlord insurance covers the structure of the home, injuries on the property, and items that belong to the landlord.
As a result, many property owners require their renters to have this coverage as part of their lease agreement. However, even if your landlord doesn’t require it, it wouldn’t be a bad idea to purchase it. In this article, we’ll go over the benefits of having renters insurance in Georgia, how much it costs, and the amount of coverage you need. Let’s get started.
Planning on buying a home in Atlanta? If so, congratulations! Buying your first house is very exciting; however, it’s not a decision to be taken lightly. As I’m sure you know, your home will likely be your largest investment.
To make the home buying process easier for you, we’ve created this helpful guide.
Insurance policies are often filled with terms that can be difficult to understand, particularly for the average insurance buyer. Of these terms, “named perils” and “open perils” are some of the easiest to confuse. When it comes to understanding what their coverage entails and ensuring their policies are adequate enough to protect against the most common risks, homeowners need to have a basic understanding of how perils are used in their insurance contracts.
While there are numerous types of coverage present in a BOP (business owners policy), one of the most important ones happens to be equipment breakdown insurance. This type of insurance acts as a safety net by protecting you against the mechanical failures that can occur during day-to-day business operations.
Let’s discuss the many items covered specifically, as well as the many benefits of purchasing this coverage.
An insurance agent and a broker are both licensed professionals that assist individuals and businesses with purchasing an insurance policy. Although they both generally work towards the same goal, they have very different obligations.
In this article, we’ll discuss the key differences between an agent and a broker. This way if you ever find yourself choosing between the two you’ll know the benefits of each. Let’s get started.
Liability insurance is a type of coverage that protects your business against property damage and bodily injury claims. Usually, in these instances, the party that’s been affected feels your business is financially responsible for the damages they’ve incurred. They could attribute their damages to several factors, such as your advertisements, services, or operations. Essentially, this insurance works as a safety net in the event you’re found negligent.
Here’s an example to give you a better idea. Imagine that you run a fast-food restaurant and someone slips and falls from some ice on the floor. While some will brush off the incident, others may decide to file a lawsuit against you. With the help of liability insurance, your legal costs will be covered and so will their medical bills if you’re found liable.
In this article, we’ll discuss the benefits of liability insurance for businesses in Georgia. Let’s begin.
Insurance policies offer multiple plans that provide different levels of protection against liabilities and risks. But do you know what your insurance policy covers? It’s stated that 15% of homeowners don’t know what their policy covers and they don’t know where to check.
Therefore, it’s essential to have extensive knowledge of the appropriate add-ons, exclusions, limits, and so forth. The last thing you want is to file a claim and find out you weren’t as protected as you thought you were. Here’s what you need to know.
Do small businesses need insurance? This is a very common question that many people have. And the simple answer is yes! You need insurance for your small business, but you can’t just select the cheapest policy you find. In fact, there’s a lot to consider, such as your limits, exclusions, and risks. To find the best policy that meets your business’s insurance needs, you must compare all your quotes.
In this article, we’ll discuss the process of selecting the best small business insurance and how to compare quotes. Let’s begin.
There’s no denying that keeping up with your car’s maintenance can be a real pain. For example, between every 5,000 to 7,500 miles you have to get your oil changed and tires rotated. As every car owner can agree, this can be quite annoying. However, keeping your car in good condition is well worth it in the long run.
In fact, taking care of your car can help make it last a lot longer. It’ll also cost you less since you aren’t having to make major repairs all the time. You may even get better rates on your auto insurance since you’ll be less likely to file a claim.
Would you rather cover costly repairs because you neglected your car’s maintenance or pay a little bit over time to prevent problems from occurring? I’m sure you’d choose the second option!
In this article, we’re discussing some car maintenance tips that’ll extend the life of your vehicle and help you avoid costly repairs. Let’s begin.