A variety of winter weather conditions—including snow, slush, ice and sleet—can create hazards on the road. In fact, the U.S. Department of Transportation estimates that crashes stemming from these conditions result in 116,800 injuries and 1,300 fatalities each year.
In this article we go over some winter driving tips and how to properly de-ice your outdoor walking areas.
You may not know this, but many liability-only and full coverage insurance plans don’t provide towing accommodations. Therefore, you’ll be responsible for covering the costs, even after an accident. However, if you’re not at fault for the crash, the other driver’s insurance will cover the damages to your car. Their insurance may cover towing expenses as well.
Luckily, most insurance providers offer some sort of towing coverage. However, like mentioned above, towing coverage isn’t typically included in regular plans, so you’ll need to ask for it. It’s fairly common to assume that you get towing coverage automatically, but that isn’t always the case.
In this article we will talk about how to get towing coverage with your car insurance provider.
Georgia ranks high among states where deer collisions are increasing. In an examination by State Farm, it was found that Georgia motorists have a 1 in 83 chance of colliding with a deer. This risk increases more so during the fall and winter months due to deer season.
In this article we will discuss the recent rise in deer collisions and how you can be safe while driving.
The demand for used cars has increased tremendously over the past year. As a result, the cost of used vehicles have gone up 45 percent. That means if you’re a car buyer, you must keep in mind that vehicle ownership costs go beyond the listed price. However, this cost is not the same across the country. In fact, in many states, riders and motorists may have to spend thousands of dollars every year compared to others.
Let’s delve into the details to learn how much it costs to drive in Georgia.
Regardless of the state you live in, a hit-and-run is a serious matter. You might be charged with a crime or felony if a hit-and-run results in injury or death. In states like Georgia, it’s a crime not to stop or return to provide your information, for instance. You might face the following penalties, depending on the severity of your infraction;
If you live in Georgia, you’re probably aware that the state has significantly high rates for auto insurance. It’s because the state has accident-prone highways and routes with a considerably high percentage of car crashes.
Georgia insurance companies have the right to increase premiums without seeking approval from the insurance commissioner of the state. This is the reason auto insurance rates in Georgia are relatively higher than in other states.
You may have to pay around $1,660 annually for full insurance coverage or $690 for minimum coverage for your car in Georgia. The national average for full coverage is no more than $1,500 per year. As the insurance cost increases, the charges of premium insurance also go up.
Plus, insured drivers have to share rising insurance costs. This increases insurance rates whenever an insurer renews your policy, regardless of individual factors, such as location or driving record.
Here, we’ve listed some reasons explaining why auto insurance increases annually in Georgia.
As a driver you want to be aware of the motor vehicle laws and regulations across the country. Not doing so can leave you with hefty fines or even jail time. The state of Georgia places emphasis on the importance of car insurance, and doesn’t let motorists drive without it.
Let’s talk about the car insurance laws in Georgia and the penalties of not having the minimum coverage.
If you live in Georgia and own a motorcycle, you must have an insurance policy to operate as a rider. The city imposes regulations to help you face financial losses you may experience in the event of an accident or crash. Motorcycle insurance is the best way to get financial security in any crash-related injury.
In fact, this is a necessary legal investment one should never overlook. To establish your motorcycle insurance in Georgia, buying traditional insurance via a reliable auto insurance company is the most viable option. However, you need to know the components your motorcycle insurance covers in Georgia.
According to the National Highway Traffic Safety, Georgia reported more than 9,378 fatalities in 2018 due to speeding. Note that speeding is typically a misdemeanor in the state of Georgia; however, there are strict rules and hefty fines involved for drivers who violate these rules.
Keep in mind that speeding tickets are something to be taken seriously as they impact your automobile insurance premium. That means if you get a ticket for speeding in Georgia, it will increase your car insurance cost by 26 percent on average.
Keep on reading to find out how speeding tickets impact your car insurance in Georgia.
Did you know that drivers in Georgia pay approximately $1,982 for their car insurance and $755 for minimum coverage?
You may reduce this insurance coverage rate if you’re familiar with insurance quotes and where to find them. Saving a significant amount on vehicle insurance depends on where you buy it and how you utilize the best discounts.
Typically, the average insurance amount many drivers pay may vary from state to state. In Georgia, the average amount begins from $1,982 annually which is higher than the current national average $565. For minimum car coverage, car drivers need to pay $1,674 per year.
It is worth mentioning that, your car insurance depends on many factors regardless of the state you live in. If you’re a resident in Georgia and considering purchasing car insurance, here is what you need to know.