home insurance policy Archives - Page 3 of 6

Is It Safe to Have a Fire Pit Under a Pergola?

January 4, 2023 by Baily Sandage

As a homeowner, you’ve likely considered the usefulness and aesthetic charm of adding a fire pit to your outdoor living space. Perhaps you’re drawn to their cozy atmosphere and delicious smoky aroma. But before you invest in one, it’s important to understand all of the potential risks involved—particularly if you plan on placing it under your pergola or patio cover structure.

This blog post will discuss whether it’s safe or not to have a fire pit beneath your pergola. We’ll address common safety concerns associated with using this type of setup and outline solutions that can help ensure everyone stays safe while enjoying this warm and inviting feature within the comfort of your own backyard!

4 Facts about Homeowners Insurance That No One Tells You

January 12, 2023December 14, 2022 by Baily Sandage

Purchasing homeowners insurance is an important step in the home-buying process. You must have enough coverage so that you can protect your home and its contents, but there are also things that many people don’t know about homeowners insurance. From discounts available to understanding common policy exclusions, here are some facts regarding your homeowners insurance policy.

Tips for Reviewing Your Home Insurance Policy Limits

January 12, 2023November 9, 2022 by Baily Sandage

With ever-fluctuating home values in Georgia, are you confident your home insurance policy limits are enough to cover the cost of rebuilding your home, should the unexpected happen?

The cost of rebuilding your house may be higher than the price you paid for it or the price you could sell it for today. As a homeowner, you need to protect your investment. The following tips will help you ensure you have the coverage you need—eliminating worry and additional hassles.

12 Tips for Buying a Home in Atlanta

January 12, 2023October 27, 2022 by Baily Sandage

Whether you’re tired of renting or you’re moving to a new town, buying a new home can be stressful – especially in a big city like Atlanta. There are many diverse neighborhoods and various things to do around the city. You’ll feel like you don’t want to miss out on any of it!

However, there are numerous things to consider before you make that final step. To make the process easier, here are 12 tips for buying a home in Atlanta.

Theft Prevention Tips

January 12, 2023September 20, 2022 by Baily Sandage

No home is immune to the risk of theft. Whether you’re looking to protect your home while you’re on an extended vacation or simply at the office for the day, it’s important to take precautions to help deter criminals from targeting your property.

Be sure to utilize these theft prevention tips to keep your home secure and help mitigate the likelihood of burglaries while you’re away.

What to Know about Hard to Place Homes

January 12, 2023August 3, 2022 by Baily Sandage

Although it’s always important to purchase homeowners insurance to protect your investment, some homes are harder to insure than others. These homes, referred to as “hard to place homes,” are usually exposed to a large number or variety of risks. As a result, many insurance providers are more hesitant to provide coverage for them.

Keep reading to learn more about what makes a home “hard to place.”

Named and Open Perils: What’s the Difference?

May 25, 2022 by Baily Sandage

Insurance policies are often filled with terms that can be difficult to understand, particularly for the average insurance buyer. Of these terms, “named perils” and “open perils” are some of the easiest to confuse. When it comes to understanding what their coverage entails and ensuring their policies are adequate enough to protect against the most common risks, homeowners need to have a basic understanding of how perils are used in their insurance contracts.

Do You Know What Your Insurance Policy Covers?

September 20, 2022April 26, 2022 by Baily Sandage

Insurance policies offer multiple plans that provide different levels of protection against liabilities and risks. But do you know what your insurance policy covers? It’s stated that 15% of homeowners don’t know what their policy covers and they don’t know where to check.

Therefore, it’s essential to have extensive knowledge of the appropriate add-ons, exclusions, limits, and so forth. The last thing you want is to file a claim and find out you weren’t as protected as you thought you were. Here’s what you need to know.

What to Know before Selling Your Home in Georgia

January 6, 2022 by Baily Sandage

Homeowners insurance is probably not at the top of your mind when you’re about to sell your home in Georgia. However, overlooking the importance of homeowners insurance during the sale of your house may harm you in the long run. There are several home insurance risks that you should know about, such as leaving your old property uninsured before closing.

In this article, we’ll discuss the important role homeowners insurance has while you’re selling your home in Georgia.

Your Guide to Homeowners Insurance

December 22, 2021 by Baily Sandage

Whether you’re planning to buy a new home or have already purchased it, you must have thought about homeowners insurance. Why is it significant, or how does it benefit you?

Let’s admit a house is one of the most valuable possessions you own. It needs guaranteed security. Homeowners’ insurance policies protect your home in many ways.

If you’re looking for homeowners insurance, you have come to the right place. This article includes everything from what homeowners insurance is, how much you need, and what to consider before purchasing a homeowners insurance policy.

Here’s your very own homeowners insurance guide.