If you’re looking to buy a home in the Atlanta area, you might be wondering what the best Georgia homeowners insurance companies are. Choosing a company to insure and protect your home is a big decision – your house is probably your biggest investment, so it’s important that you have an insurance company that’s going to be there for you. If you’re trying to get Atlanta home insurance, we can give you some quotes from a variety of different insurance carriers. Here are our picks for best Georgia home insurance companies.
Top 10 Home Insurance Companies in Atlanta
Nationwide
Nationwide is one of the largest insurance companies in the country. They’re also a Fortune 100 company. They started out in 1925 with the mission of providing low-cost auto insurance for farmers, but they’ve since expanded into many other types of insurance. Homeowners insurance from Nationwide will protect your home against theft, fire, and covered storm or weather-related losses, and they offer numerous home insurance discounts. They received an A+ rating from A.M. Best, an A1 rating from Moody’s, and an A1 rating from Standard and Poor’s. And that’s what makes Nationwide one of the top home insurance companies in Atlanta.
Progressive
Progressive has striven to be ahead of the game in insurance since it started in 1937 as an auto insurance company. They offered drive-in claims service and were the first insurance company to establish a payment system where customers could pay for their insurance in payments and not all at once. Of course, Progressive has since expanded into offering different types of insurance – homeowners insurance being one of them. You probably recognize Progressive from their commercials featuring Flo with her fashionable blue headband and white outfit.
MetLife
What makes MetLife one of the best home insurance companies in Georgia? Well, MetLife Insurance began as The National Life and Limb Insurance Company in 1863. By 1868, the company had become more focused on life insurance. Now, MetLife offers many different types of insurance, such as home, auto, and renters. As far as home insurance goes, MetLife offers 24-hour claims service and payment plans so that you can get your homeowners insurance on the budget that works for you. With MetLife, you can tailor your home insurance to fit your needs.
American Modern
Another home insurance company in Atlanta is American Modern. American Modern got its start in the insurance industry in 1965 by selling insurance for mobile homes. American Modern offers named-perils home insurance policies, meaning that your home will be protected against the losses specifically named in the policy. However, you can add coverages to your policy. If you’re having trouble getting an insurance company to take on your home for whatever reason or you can’t get a price you feel is reasonable, you may want to consider American Modern.
Hanover
Hanover offers different home insurance packages so that homeowners can pick which plan best suits their needs. However, they can still choose to add additional coverages for equipment breakdown, water back-up and sump pump overflow, and siding or roofing restoration coverage. Bundling your home and auto insurance together is another option you can choose, as is guaranteed replacement cost coverage. And thus Hanover makes our list of the top home insurance companies in Georgia.
The Hartford
The Hartford is the only home insurance company that’s endorsed by the AARP. They can help AARP members get a customized homeowners insurance plan because they offer different coverage options. They even offer discounts to help people save money. They’ve been around since 1810 when they began as a fire insurance company. Some of their more famous clients were Yale University and Abraham Lincoln. The Hartford also helped organize the US Paralympics in 2003.
Safeco
One of the Atlanta home insurance companies we work with is Safeco. Safeco started as The General Company of America in 1923, but it was nicknamed The General. In 1953, a subsidiary company called The Selective Auto and Fire Insurance Company of America (or Safeco) was created, and the company enjoyed so much success that The General eventually just became Safeco. Liberty Mutual is Safeco’s parent company. Safeco home insurance helps homeowners protect their houses, their personal property, and their guests. There’s also the option to add additional coverage for things like jewelry.
Foremost
Foremost also got its start in selling mobile home insurance. The company started in 1952, and by the 1960s they’d created insurance that was specifically tailored to mobile homes, not just auto policies with homes attached. In 2000, Farmers acquired Foremost. Foremost offers customizable home insurance policies so that homeowners can get the coverage they need – you can choose to add coverages to your policy, such as additional insurance to cover jewelry and other valuables.
ASI
ASI was founded in 1997 and began with offering coverage in Florida. By 2001, they’d started offering coverage in Texas, and by 2015 ASI was one of the top fifteen providers of home insurance in the US. Now they offer home insurance in 40 states, Georgia being one of them. ASI home insurance policies can be tailored to suit your home insurance needs. Whether you’re looking to switch insurance companies, get insurance for a new home, or find homeowners insurance for your first-ever home, ASI can help.
Universal Property and Casualty
Universal Property and Casualty offers different options for homeowners insurance. They have home insurance policies intended for homeowners who are currently living in their homes and dwelling coverage that will provide protection against named perils like fire and hail. You can also get other structures coverage to protect things like sheds and fences, and you can get coverage to protect the belongings in your home.
So, there you have it, Atlanta – our ten top Georgia home insurance companies. If you’d like to get home insurance quotes from any of these carriers or you want to shop around to compare rates, we would be happy to help you with that. All you have to do to get in touch with one of our insurance professionals is fill out our quote form or give us a call today.