10 tips for apartment hunting in Atlanta

Apartment hunting in Atlanta

Apartment hunting in Atlanta

If you’re apartment hunting in Atlanta, you might feel a little overwhelmed. There are a lot of possibilities, and it can be hard to know where to start. Atlanta has a lot to offer. Deciding where to live is a big thing. We’ve got a few tips for searching for an apartment in the city, whether you’re moving to Atlanta or you’re just relocating within the city.

10 tips for apartment hunting in Atlanta.

1. Know your move-in date.

It’s important that you know when your move-in date will be. It seems like a small thing, but the first step is knowing when you need to be moved and how flexible you are with your move-in date. Do you need to be moved in by a specific date, or do you have a window of a couple weeks? (This could become important if you’re moving out of another place if they have a specific date they want you out of your old place.) Anyways – the details are important.

2. Know the city.

There are a lot of different neighborhoods in Atlanta, a lot of different places where you can get your apartment. Do you want to be in Buckhead? What about Druid Hills? How about Brookhaven? Or would you like to live in Decatur? Or would you like the hustle and bustle of Midtown? (Of course, the location that you’re looking at might depend on things like where you’ll be working.) Anyways, it might be helpful to do a little bit of research into the different neighborhoods so you know where to start your apartment hunting in Atlanta.

3. Know what kind of apartment is going to suit your needs.

The next thing is that you need to have an idea of what kind of apartment you’re looking for. Would you like a studio apartment? A one-bedroom? Two-bedroom? (This might depend on your budget, whether you’ll have roommates, etc.) But still – if you’re trying to narrow your search, you need to know what you’re looking for. It’s important to know what sort of place will suit your needs.

4. Know what your price range is.

Then you have to know what sort of price range you’re looking at. You have to think not only about the rent and such, but what the utilities are going to cost and what other monthly expenses you have to consider. Don’t forget to factor all of these things into your budgeting concerns.

5. Know what kind of amenities you need.

It’s also a good idea to have an idea of what sort of amenities you’re looking for. For example, is there a fitness center? What is the laundry situation – are there washers and dryers in the apartment? What sort of appliances are going to be available to you? Do you want there to be a pool at your apartment complex? This can also help you narrow down your list and the search.

6. Decide if you’re going to have a roommate.

You also have to think about whether you want a roommate or not – this can affect the kind of apartment you’re looking for. If you are going to have a roommate or roommates, you should look at the places together when you’ve narrowed down the list of apartments that you want to see. That way you all see the same apartments and you’re all on the same page.

And that leads us quite neatly into our next point…

7. Prioritize the places you want to see in person.

You have to prioritize the apartments you want to see in person. You can’t see all of the places in the city. So, once you start narrowing down your list of apartments from your online research, create a plan for which places you want to see in-person. Decide which places are the top priority.

8. Write stuff down.

It’s also a good idea to take notes so that you can distinguish the different places you visit in your mind. Whether you want to use a physical notebook and pen or type things into your phone, have a system for taking notes. Take note of relevant details about each place so that you can jog your memory later on, when you’re really narrowing down the places that could be contenders for where you want to live.

9. Think about transportation.

It’s also important to consider transportation. Are you going to be taking MARTA? Think about the proximity of your apartment complex to a station. Do you have a car? Think about the parking situation at the complexes you’re considering. How are you going to get around the city?

10. Think about renter’s insurance.

Another thing to consider when you’re apartment hunting is renters insurance. Why should you think about renters insurance, you ask? Well, because it can protect your personal belongings from losses like fire and theft, and it can provide you with liability coverage. (Your landlord’s insurance doesn’t protect your belongings, by the way. It just…doesn’t.)

Not quite sure how to get renters insurance? We can help! Our team would be happy to help you get renters insurance quotes. Get started with your Atlanta renters insurance quotes by filling out our online form, giving us a call, or messaging us on LiveChat.

Source:

https://www.forbes.com/sites/rent/2014/11/15/9-tips-for-an-efficient-apartment-search/#714cb6e610d5

How to get Atlanta Nationwide renters insurance

Atlanta Nationwide renters insurance

 

There are a lot of perks to having an apartment and setting up your own space without having to buy a house. But along with the never-ending list of moving tasks or apartment tasks, there’s one thing you might not be looking forward to, and that’s renters’ insurance. Maybe you’ve decided that you want to get a quote for Nationwide Atlanta renters insurance. One problem, though – you’d prefer to get some help with that. Not a problem – here’s how our team can help you get your Nationwide renters insurance in Atlanta.

How to get Atlanta renters insurance from Nationwide.

You don’t have to feel like you’re completely on your own when you’re getting renters insurance in Atlanta, Marietta, Decatur, Sandy Springs, or Brookhaven (or whatever neighborhood or suburb of Atlanta you call home). In fact, our team will do the work for you – we just need some information from you. Anyways, this is how we get renters insurance quotes and how we make insurance easy.

1. You reach out to our team.

First things first – you have to let us know that you need to get an Atlanta renters insurance quote from Nationwide. That’s what gets the whole process started. And we like to keep things nice and convenient, so we’ve got a few different ways you can talk to us. (We don’t want you to feel like you’re jumping through inconvenient hoops to get insurance quotes.)

Phone. You might prefer talking on the phone to get your quote started. A quick phone call to let us know you’re on the hunt for insurance and we’ll connect you with an agent who can help with your insurance needs.

Online form. You can also fill out our online form to get started with your quote. This lets us get some of the necessary details we need to get you a quote for Nationwide renters insurance in Atlanta so we can jump right to the task at hand.

LiveChat. You can also use our LiveChat messenger to talk to an agent about getting Nationwide renters insurance. We don’t mind hopping in a chat if that’s easiest for you.

Email/Text. If none of the above options seem like the best thing for you, no problem. Just let us know that you’d like to email or text instead and we’re happy to do that. You might be on the move, and you can’t slow down to talk on the phone – and that’s fine.

2. Talk to one of our agents.

We’ll connect you with one of our amazing insurance agents, who will need you to answer a few quick questions. (We need some information to get your quote.) Anyways, kick back and enjoy your interview! Your agent wants to get to know you so they can best assist with your insurance. And then you’re one step closer to getting your quote for Nationwide renters insurance in Atlanta.

3. We get that Nationwide Atlanta renters insurance quote for you.

The next part of the process is us retrieving that renters insurance quote for you. We’ll sort everything out on our end and come back to you with your Atlanta Nationwide renters insurance quote. We also do our best to be snappy about it, so we won’t drag our feet and keep you waiting.

4. We’ll give you the quote and answer questions.

We’re not just going to throw a number and some paperwork at you and then leave you to sort through it and figure out what it means. We’ll take the time to go over your quote with you, answering any questions you have about it. (And don’t hold back with your questions – send them all our way! We want you to feel confident in how your coverage protects you.) So, don’t hesitate to ask about things you need clarification on.

5. We’ll be around.

We’re not going to disappear and be unreachable after you get your insurance. If you have any questions or issues that come up afterwards, we’ll be here to help. Don’t hesitate to call, email, or message if you need anything – that’s what we’re here for. You’re not on your own to deal with insurance matters.

So that’s what going into the process of getting a Nationwide renters insurance quote in Atlanta. Whatever Atlanta suburb is your home (Woodstock, Kennesaw, Marietta, Dunwoody, Smyrna, you name it) we’d be happy to help you get your Atlanta renters insurance from Nationwide.

How to get Atlanta renters insurance from Progressive

Atlanta renters insurance from Progressive

Atlanta renters insurance from Progressive

If you are an apartment dweller in Atlanta, you’re probably enjoying taking advantage of all the city has to offer. However, you need to make sure that your belongings and such are covered by renters’ insurance. You’re curious about what renters insurance does, and since you’ve seen Flo’s epic commercials, you’re curious about Atlanta renters insurance from Progressive. But insurance isn’t your favorite thing, so you want to skip the mess and just talk to someone who can get you that Progressive renters insurance quote. Well, you’re in luck – we’re someone who can help with that!

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How to get Safeco renters insurance in Atlanta

Safeco renters insurance in Atlanta

Safeco renters insurance in Atlanta

If you have an apartment in Atlanta, you want to make sure that you have the right insurance for your situation. And that means renters insurance. So, you’re thinking about getting Safeco renters insurance, but you’re not quite sure how to go about getting a quote for Safeco renters insurance in Atlanta. How does one get that insurance quote? We’ll explain.

How to get Safeco renters insurance in Atlanta

1. Let us know if you need Safeco renters insurance.

The first thing is that you let us know that you’re looking for renters insurance. Now – your next question might be how you do that, as in what’s the best way to get in touch with our team. And the answer is whatever method works best for you. We want to make insurance as easy as possible, so we have a few different methods to get in touch with us. Convenience is important, so that’s why you get to pick how you want to talk to us.

Phone. If you want to just chat on the phone with us, that’s fine with us. We’d be happy to talk about your insurance over the phone. Some people just prefer to get things over with through a simple call, so you can feel free to just pick up the phone.

Online form. We also have an online form so you can give us some of the information we’ll need to get your quote for Safeco renters insurance. It’s just a way for us to get a head start on getting your quote – we’ll already have some of the details we need so we can dive right in.

LiveChat. You can also use our LiveChat to message with us. We would be happy to hop into a chat with you to get started with your quote. It’s a quick and easy way to start the quote process.

Email/Text. Another way you can talk with us is by using email or text. Sometimes you’re too busy to sit around talking on the phone or filling out an online form. If you would prefer to use email or text to talk about your insurance, that’s not a problem. Just let us know that your preferred method of contact is email or text.

2. We have a quick conversation about your insurance needs.

Now, we’ll have to have a quick talk with you about your renters insurance. To best assist you with your insurance needs, we have to be sure that we understand your situation. We’ll just have to ask a few quick questions so we have the necessary details to help you get that renters’ insurance quote. But don’t fret – we won’t keep you on the phone, sitting at the computer, or tapping at your phone for long. We know you have way more fun things to do than talk about insurance!

3. We go retrieve that quote for you.

We’ll then go on an epic quest for your Safeco renters insurance quote in Atlanta! (Not really – we actually don’t have to leave the office.) Anyways, we’ll get you a quote that’s suited to your insurance needs. You don’t have to venture out into the big, scary world of insurance – we’ll do the venturing for you!

4. We’ll go over the quote with you.

After we get that quote, we’ll go over it with you and answer any questions you might have. This is your insurance policy, so we want to make sure you know all the cool tricks it does. Plus, insurance is like another language, so if you need some translation help, we can assist with that, too. The point is that you won’t be on your own to decode that very intimidating-looking document.

5. We’re here to help you.

If you have any questions about your insurance, we will be here to help. That’s what we do – help answer questions, troubleshoot insurance issues, and all that good stuff. We’re not in the habit of abandoning people right when they need us most. So, if something comes up, give us a shout. We’d be happy to assist with your insurance-related queries.

So, that’s how getting an Atlanta Safeco renters insurance quote works when you team up with our insurance agents. We love helping people get the insurance they need. So, get in touch with us through our online form, with a call, or on LiveChat! We’re here to help.

How do I get Atlanta renters insurance from Auto-owners?

Atlanta renters insurance from Auto-owners

Atlanta renters insurance from Auto-owners

If you’ve got an apartment in Atlanta, you might be considering getting renters’ insurance for your place. You want to protect your belongings and such, but there’s one problem – dealing with insurance doesn’t sound like fun, and you’re not even sure how to get a renters’ insurance quote in Atlanta. You are, however, interested in getting Atlanta renters insurance from Auto-owners. Well, we’ve got good news for you – our team would be more than happy to help with that. Here’s how it works.

How to get Atlanta renters insurance from Auto-owners.

1. Let us know that you need Atlanta renters insurance from Auto-owners.

The first thing that needs to happen is you reaching out to our team to let us know you’re interested in getting an Atlanta renters insurance quote from Auto-owners. We like to make sure that insurance is as easy as possible, so we’re available through a variety of channels so that you can choose the most convenient method of contact for you. Here are your options:

Phone: For those who prefer to have a conversation on the phone, a simple call can connect you with one of our agents. You don’t have to deal with filling something out online if you don’t want to – you can just give us a quick call and we’ll go over your insurance needs with you. Our agents enjoy having a chat on the phone.

Online form: And for those who aren’t really into talking on the phone, we have an online form that you can use to get in touch with us. The nice thing about the form is that it lets us get some of the information we need to get your quote. So we kind of get to have a bit of a head start on assisting you with your renters insurance.

LiveChat: Maybe phone calls and online forms aren’t your thing. That’s fine – we have a LiveChat feature for messaging that allows us to talk with people over chat. You don’t have to phone if you don’t want to, but you can also talk to us quickly.

Email/Text: You might not have time to talk on the phone or have a chat conversation. That’s okay – we can also email or text if that works better for you. Just let us know what method of communication you would prefer and we can make that happen.

2. You talk with us about your insurance needs.

We’ll need to have a quick conversation with you about your insurance situation so we can help get you the coverage that’s best suited to your insurance needs. (We also need to make sure that we have all the information we need to get you an Atlanta Auto-owners renters insurance quote.) We won’t be too much of a bother, though, or monopolize your time. We know you’re busy, and we strive to make insurance easy. So, not to worry – you won’t be stuck talking with us all day!

3. We embark on a quest to get your quote for Atlanta renters insurance from Auto-owners.

The next part is us actually getting that quote for you. We’ll do the legwork on our end so you don’t have to stress about anything. We’ll get that quote for you so you don’t need to deal with insurance on your own. It’s kind of what we do.

4. We’ll go over the quote with you.

Then we can go over the quote with you so you know what your coverage does. You can ask us any questions you might have about the coverage – questions are welcome. The goal is to help you get some peace of mind knowing how your Atlanta renters insurance form Auto-owners is protecting you. Insurance can feel a bit overwhelming at times, but you don’t have to feel like you’re going it alone.

5. We’ll be here to help.

It’s not like we’re just going to throw your quote at you and then vanish. That’s not how we do insurance. If there’s ever a question or concern about your coverage, all you have to do is reach out to us and we’ll be happy to assist you. We know that insurance issues probably aren’t your favorite things to deal with, so we’ll do our best to resolve any questions or issues promptly. That’s how we roll.

So that’s how getting Atlanta renters insurance from Auto-owners works! Get started with your insurance quotes by filling out our online form, giving us a call, or messaging us on LiveChat. We’ll be happy to get you a quote for Auto-owners renters insurance in Atlanta.

How to get Atlanta Travelers renters insurance

Atlanta Travelers renters insurance

Atlanta Travelers renters insurance

If you’re looking for Atlanta renters’ insurance, you might be considering getting your coverage through Travelers. The only catch is that you’re not exactly a big fan of dealing with insurance, so you’re all about finding the easiest method possible for taking care of your renters’ insurance. The good news is that our team can help make that happen. We would be happy to help you get a quote for Atlanta Travelers renters insurance. Here’s how that process works. (We’re all about making insurance easy.)

How to get Atlanta Travelers renters insurance.

1. You get in touch with our team.

The insurance process starts when you reach out to our team and let us know that you’re in need of a quote for Atlanta Travelers renters insurance. Now, we understand that talking to an insurance agency sounds like a hassle. But with our mission of making insurance easy, we want to make it as convenient as possible to communicate with one of our agents, who can help you with your insurance. To get in touch with us, you have a few options. That way you get to decide what works best for you.

Phone. Are you the kind of person who likes to talk on the phone to take care of things like insurance? That’s great – our team of insurance agents enjoys a nice phone conversation about insurance. So, you can just give us a quick call if you need an Atlanta renters insurance quote from Travelers. Calling us is an easy way to deal with insurance.

Online form. You can also fill out our online form to get started with your insurance quote. The form lets us know that you’re on the hunt for insurance, and it also lets us gather some of the information we need to get started with your insurance quote. The online form is kind of like our version of an insurance questionnaire.

LiveChat. You can also LiveChat with us to get started with your quotes. Messaging with us is quick, and if that’s how you would prefer to deal with your insurance, just send us a message. One of our agents would be happy to message back and forth with you about your insurance needs.

Email/Text. Maybe you’re too busy to have a phone call or chat conversation. That’s fine – we can email or text with you if that’s most convenient for you. Just let us know that this is your preferred method of communication and we can make that work. We want to work with your schedule.

2. We’ll have a quick chat about your insurance.

The next thing that needs to happen is us having a quick talk with you about your insurance needs and situation. We want to check and make sure that we have the information we need to get you the coverage that suits your needs. You don’t have to worry, though – we know you probably don’t want to spend forever talking about your insurance, so we’ll keep the conversation brief. It’s our way of introducing ourselves and getting to know you.

3. We’ll quest for your insurance quote.

Next, we’ll go fetch your quote – drum roll, please! You were probably wondering when the whole “get the quote” part of this whole process was going to happen, right? We won’t delay in getting your quote. We like to work fast and defy expectations – that’s how we roll. Our agents are very speedy.

4. We’ll go over the coverage with you.

We know that insurance often comes with the side effect of feeling baffled and overwhelmed. That’s why we’ll be here to go over your Atlanta Travelers renters insurance with you. If you have any questions, feel free to ask away. We enjoy answering insurance-related queries, so don’t hold back. Send your questions our way. Truly, it’ll make our day!

5. We’ll be here for insurance tech support.

The next thing that happens is that our team will be here to answer any questions or address any concerns you have about your coverage. You don’t have to worry about handling insurance matters on your own. Our team will be here to help, so all you have to do is send us an email or give us a call and we’ll be on the case. You’re not alone when it comes to your coverage. We’ve got your back.

And that’s how getting a quote for Atlanta Travelers renters insurance works. Making insurance easy is our goal, but don’t take our word for it. Find out for yourself by filling out our online form, giving us a call, or messaging us on LiveChat. We’re here to provide solutions for your insurance needs.

How to get Atlanta Universal renters insurance

Atlanta Universal renters insurance

Atlanta Universal renters insurance

If you have an apartment, you may not realize just how much stuff you have there and how many treasures you’re accumulated over the years. You might want to protect your belongings with renters’ insurance. But you might not know where to start, though you’re interested in Universal renters’ insurance. How does one get a quote for Atlanta Universal renters’ insurance? Our team can help you get your insurance quote. Here’s how the insurance process works.

How to get Atlanta Universal renters insurance.

1. Get in touch with your team.

We know that communication can be a pain, especially when it comes to things you’re not particularly looking forward to dealing with, such as insurance. We strive to take the stress out of the insurance process, and that starts with the beginning. We want everything to be as convenient as possible so that you don’t have to get frustrated by endless rounds of phone or email tag. Anyways, here are a few ways you can talk with our team of insurance agents.

Phone: You can simply give us a call to start with your insurance quote. We’ll connect you with an agent who would be happy to have a conversation with you about your home insurance. We really enjoy having a nice chat about insurance, so we would be delighted to talk with you on the phone. Don’t hesitate to give us a call.

Online quote: We also have an online form, and the form allows us to get some of the information we need to get your Atlanta renters’ insurance quote from Universal. So, you can reach out to us with our online form. By filling out our form, you help us gather some of the information we need to get started with your quote.

LiveChat: There’s also a LiveChat feature you can use to reach out to our team. LiveChat allows us to message back and forth with you so that you can work through the insurance process online. We get that not everyone enjoys talking on the phone, so that’s why we have an online option so that the phone can be avoided.

Email/Text: You might not have the time to talk on the phone or LiveChat with us. That’s fine – we can email and text with you. If that’s what is most convenient for you, all you have to do is let us know. It’s no problem if you would rather email or text – like we said, we want to make insurance as easy as possible.

2. Chat with us about your insurance needs.

The next step in the whole process is that we’ll have a quick talk about your insurance needs. We’ll make sure we have all the information we need to get you that Atlanta renters insurance quote from Universal. We know that you’re busy and you have a lot on your plate, though, so we won’t take too much of your time. We just need to have a quick conversation with you about your insurance needs. Plus, we want to have the chance to properly introduce ourselves – that’s good manners, right?

3. We’ll go get that quote.

This is the actual “quote” part of the entire process. Our insurance superheroes will leap into action and go retrieve that quote at top speed. We know that you probably just want to get the whole insurance thing over with as soon as possible, so we’ll be quick about fetching that quote and getting back to you. This is all part of the make-insurance-easy thing that we strive for. We don’t want you to be stressing out while waiting for your quote.

4. We’ll go over your quote with you.

Insurance can be overwhelming. You might have some questions about your coverage or just some things that need to be clarified. That’s what we’re here for. We love talking insurance, and in our books, there are no silly questions. So feel free to launch any queries our way – we’re ready to go over anything you’d like to talk about. Consider us to be your insurance translators.

5. We’ll be here to help with your insurance needs.

If anything comes up and you have questions about your insurance later on or you have any issues at all, we’ll be right here to help you out. You don’t have to deal with complicated insurance matters on your own. Our team is at your service to help. We fancy ourselves to be insurance superheroes, so we love it when we’re able to be helpful.

There might be an underlying sense of dread that happens whenever you think about insurance, but we want to help you through the insurance process. That’s how we roll, and that’s how we can help you get Atlanta renters’ insurance quote from Universal. Give us a call, LiveChat with us, or use our online form to get started with your quote.

How to get Atlanta State Auto renters insurance

Atlanta State Auto renters insurance

Atlanta State Auto renters insurance

If you have an apartment, you might be considering getting renters insurance. You want to protect your belongings, and you’ve heard renters insurance can help with that. There are a lot of different options out there for renters insurance, but one of them is Atlanta State renters insurance. You might be wondering how to get a quote for Atlanta renters insurance from State Auto. Well, we can help with that! Here’s how the process works.

How to get Atlanta State Auto renters insurance

1. Get in touch with our team.

Talking to an insurance agency might sound like a massive hassle, but we strive to make insurance as easy as possible. We have a few different ways to get in touch with us. Here’s how you can get started with your quote for Atlanta State Auto renters insurance.

Phone. If you like to take care of insurance stuff on the phone, that works fine for us. Our team likes to talk on the phone, and we like insurance, so combining those things is fun for us and makes us happy. So, just give us a ring if you need some insurance and we can help with that.

Online form. We also have an online form that you can fill out so we can get some of the information we need to help you get that insurance quote. Think of it as giving us a place to start with getting to know your insurance needs and gathering the information we need for your insurance quote.

LiveChat. Let’s say that you can’t talk on the phone and online forms aren’t really your thing. We have LiveChat so you can message back and forth with us if that’s best for you. We know that sometimes you’re on the go and you can’t pause long enough to have a phone call. (And maybe the idea of LiveChat is less scary.)

Email/Text. Emailing or texting might be the most convenient thing for you. That’s fine by us – we can email or text if that’s easiest for you. All you have to do is let us know that this is the most convenient for you and we’d be happy to either email or text. We want to make things as easy as possible.

2. Have a chat with us about your insurance.

Once you’ve reached out to us, we’ll have a quick talk with you about your insurance. We want to introduce ourselves, too! Anyways, we’ll talk about your insurance needs so we can get you the coverage you need. We also just need to make sure that we have all the information we need to get you an accurate quote for your insurance. Anyways, that’s Step 2 of the process of getting a renters insurance quote from State Auto in Atlanta.

3. We’ll go get the quote.

Well, you reached out to us so you could get an insurance quote, right? So, we should probably get around to actually getting that quote. Our team doesn’t want to keep you waiting, so we’ll do our best to be as quick as possible. We don’t want you to have to tap your foot and stay in suspense with your quote. Waiting is the worst.

4. We’ll go over the quote with you.

When we’ve got your quote, we’ll go over it with you. We’ll answer any questions you have and clarify anything that needs clarification. We want to make sure that you feel good about your renters insurance. So, feel free to throw any questions you have our way.

5. We’ll be here.

If you have any questions or concerns, we’ll be here to answer them. So, any time that an issue comes up, you can reach out to us. We’re not going to abandon you in your time of need! That’s not what we do.

So, that’s how getting an Atlanta renters insurance quote from State Auto works! Get started with your quote by filling out our online form, giving us a call, or messaging us. We can help you get the coverage you need.

What is Atlanta renter’s insurance?

What is Atlanta renter's insurance

Atlanta renter's insurance can protect your personal belongings.

If you’re like many Atlantans, you might rent an apartment or a house. Lots of people are apartment dwellers. You love your place, but the question to ask yourself is are you properly insured? Sometimes Murphy’s law gets in the way and creates a bit of chaos. And when that happens, you might need Atlanta renter’s insurance to set things right.

What is renters’ insurance, you might ask? Why needs renter’s insurance? Does my landlord’s insurance cover me? These are just a few of the questions you might have, and we’re going to answer them.

What is renters’ insurance?

Atlanta renter’s insurance is like home insurance, but it’s intended for people who, well, rent an apartment instead of owning a home. It provides coverage for your personal belongings and liability. However, it won’t provide coverage for the building or structure. (Your landlord’s insurance would cover the building itself.)

So, renter’s insurance would help you build a financial safety net for your bank account so that you won’t get totally cleaned out if something happens at your apartment and things go a little haywire.

Who needs renter’s insurance?

If you rent an apartment or a house, you might want to consider it so you can protect yourself financially. Imagine if a fire tore through your apartment or a crafty burglar made off with your stuff. Imagine if a guest tripped and took a bad – and expensive – fall…and you’re found responsible.

You might be scratching your head and thinking, well my stuff isn’t all that expensive…But chances are you have more stuff than you think crammed into your place. Think about your electronics, furniture, clothes, shoes, and so on. It would probably cost quite a bit to replace all of your belongings. And if someone tripped and fell, like in our scenario above, their medical expenses (or even a lawsuit) could get super expensive.

Does my landlord’s insurance cover me?

Maybe you’re wondering: What’s the point of Atlanta renter’s insurance? Doesn’t my landlord’s insurance cover me?

Well, to answer the question simply, no. Your landlord’s insurance will probably not cover your personal belongings, and it might not cover your liability if someone gets hurt in your apartment or rented house.

Like we said earlier, your landlord’s insurance only covers the structure of the building itself. So, if there’s a fire, their insurance would pay to rebuild it, but it won’t pay to replace your belongings. You’d be on your own.

Atlanta renter's insurance provides liability insurance.

What does Atlanta renter’s insurance cover?

Your personal property.

If you have a covered loss (i.e. fire or burglary) your renter’s insurance can replace the belongings that were destroyed.

But a quick tip – check and see if the policy has actual cash value coverage or replacement cost coverage.

Here’s why:

Actual Cash Value will only give you the depreciated value of your belongings (their value at the time of the loss.) This may not be enough for you to replace your belongings at today’s prices.

Replacement cost coverage can allow you to replace your belongings at today’s prices.

So, that’s just something to be aware of when you’re choosing the renter’s insurance that’s right for you.

Liability.

You could be found liable if someone gets hurt in your apartment or if you cause property damage. Your renter’s insurance can help you cover the expenses you’re obligated to pay.

So, if a visitor trips in your apartment, gets hurt, and decides to sue, you might be responsible for their medical expenses. But your renter’s insurance can come to the rescue.

Additional living expenses.

What would happen if you’re apartment had a fire and you couldn’t live there anymore?

Here’s another cool trick that Atlanta renter’s insurance does:

Your renter’s insurance policy might cover additional living expenses. That means that if a covered loss forces you to leave your home because it’s uninhabitable, your “extra expenses” would be covered. For example, you might have to stay in a hotel. Those are expenses above your normal living costs, so your renters’ insurance may reimburse you. (Just be sure to hold onto your receipts!)

Those extra bills could become a real burden, but with renter’s insurance, you can put that money back into your wallet.

Am I required to have renter’s insurance?

Your landlord might want you to have renter’s insurance. This just ensures that you’re covered and that any potential liability situations would be taken care of.

And you can get an Atlanta renter’s insurance policy by working with our team of agents. We can help you get the coverage you need for your rented house or apartment. Getting started with quotes is easy – all you have to do is fill out our online quote form or give us a call today.

How to find the Atlanta renters insurance that’s right for you

Renters insurance can help you protect your belongings.

 

If you rent an Atlanta apartment or home, you may be considering getting renters insurance. The world of insurance can be overwhelming, and you might have some questions about it, such as what it covers, how much it costs, and what to look for in a renters insurance policy. And then there’s the question if whether or not your landlord’s insurance will already cover your belongings. So, here we go – we’re going to answer those burning renters’ insurance questions!

Does my landlord’s insurance cover me?

No. In most cases, it does not. Their policy will only cover the structure itself, not your belongings and treasures. That’s why it’s so important to consider renters’ insurance. If there was a fire or you get burgled, your belongings would not be covered, and replacing the possessions that were lost could be a substantial financial hit.

So, what is covered by renters insurance?

Your insurance can protect you against losses like fire, smoke, lightning, vandalism, and theft. The cool thing is that your renters’ insurance will most likely follow your belongings – and you – wherever you go.

Renter’s insurance also covers your liability, meaning your legal obligation if you’re found responsible for causing someone bodily harm or property damage. So, you’re most likely covered if a guest trips over a rug, breaks their wrist, and decides to sue. Legal defense is also typically covered.

How much does renters insurance cost?

It is most likely not as expensive as you might fear. You’re only covering your belongings, not the structure itself (that’s the landlord’s purview.) If you decide to get a renters insurance quote, you’ll probably be pleasantly surprised at how affordable it is.

What other factors do I have to consider?

Do you have a dog? Some insurance companies can be funny about covering certain breeds or sizes of dogs. You’ll have to make sure that your fluffy friend is covered under the policy you choose and see how a dog may affect your insurance rates.

Can you bundle and save? You might be able to bundle the renters’ insurance with your auto insurance and save money. Insurance companies like it when you get more than one policy from them, so they might give you a discount. And who doesn’t love a good discount?

Are there any exclusions? Make sure you know exactly what is and is not covered under your policy. For example, flooding is most likely not covered by renters insurance. If there are any exclusions or gaps, you may have to add extra coverages to your policy.

Is relocation covered? You need to know what would happen if something changes and you have to move out of the apartment or house. Will your policy help you cover the costs of relocation?

Do you have valuables such as jewelry? If you have any valuables, you’ll need to make sure you check the limit of coverage for them to see if it’s enough. If it’s not enough, you’ll have to find out how you can add extra coverage for your jewelry.

Renters insurance helps protect your belongings while you’re renting a place. Don’t make the mistake of assuming that your landlord’s insurance covers your belongings, only to discover that it doesn’t. Instead, take matters into your own hands and look into getting a renters insurance policy. It might take a little bit of looking to find the one that’s right for you, but it’s worth it for the peace of mind you’ll enjoy. And you’re not in it alone – we can help you find the insurance plan that’s right for you. To get renters insurance quotes and shop for the best rate, all you have to do is fill out our quote form or give us a call today.