ATLANTA INSURANCE ARTICLES
Check out these great articles about home, auto, business & other insurance
What to Know before Selling Your Home in Georgia
Homeowners insurance is probably not at the top of your mind when you’re about to sell your home in Georgia. However, overlooking the importance of homeowners insurance during the sale of your house may harm you in the long run. There are several home insurance risks that you should know about, such as leaving your … Read more
Does My Credit Affect My Car Insurance Rates in Georgia?
Credit scores can affect your car insurance rates because they represent your ability to pay your premiums on time. Insurers see a low credit score as a risk factor. Most states will adjust their rates based on whether or not you have good credit. However, some states like Hawaii and California don’t consider credit scores … Read more
Your Guide to Homeowners Insurance
Whether you’re planning to buy a new home or have already purchased it, you must have thought about homeowners insurance. Why is it significant, or how does it benefit you? Let’s admit a house is one of the most valuable possessions you own. It needs guaranteed security. Homeowners’ insurance policies protect your home in many … Read more
Car Insurance Rates in Georgia
Georgia recorded around 4,999 road accidents in 2020 alone. Most of these accidents occurred due to speeding, running red lights, and carelessness. Therefore, people rely on insurance to keep themselves financially safe. However, the rates can be quite high. On average, you’ll pay $756 for minimum coverage and $1,982 if you want full coverage. However, … Read more
Winter Driving Safety Precautions
A variety of winter weather conditions—including snow, slush, ice and sleet—can create hazards on the road. In fact, the U.S. Department of Transportation estimates that crashes stemming from these conditions result in 116,800 injuries and 1,300 fatalities each year. In this article we go over some winter driving tips and how to properly de-ice your … Read more
Safety Tips for Using Space Heaters in Your Home
According to the US Fire Administration, around 20,000 house fires occur every year. Fifty percent of these fires are caused by portable heaters in the winter. Space heaters can keep your place cozy throughout the colder months; however, they can also cause a fire if you use them carelessly. However, you can reduce this risk substantially … Read more
Fall Lawn Maintenance Tips for Georgia Homeowners
Have you started conducting your annual fall maintenance tasks? Now that it’s November, it’s a good time to start checking off those items on your to-do list. Taking care of your lawn in the fall is important to avoid headaches come springtime. Also, your yard is an extension of your home; therefore, many homeowners enjoy … Read more
Does My Insurer Provide Towing Coverage?
You may not know this, but many liability-only and full coverage insurance plans don’t provide towing accommodations. Therefore, you’ll be responsible for covering the costs, even after an accident. However, if you’re not at fault for the crash, the other driver’s insurance will cover the damages to your car. Their insurance may cover towing expenses … Read more
How Much Are Car Insurance Rates for High-Risk Drivers in Georgia?
In Georgia, car crashes have become a leading cause of fatalities on the road. In fact, vehicle-based accidents are the second-leading cause of hospitalizations in the state. With the increasing number of fatalities and injuries attributed to crashes, insurance providers have started raising rates for high-risk drivers. High-risk drivers could possibly lose their policy in … Read more
Do I Need to Winterize My Boat in Georgia?
Since the temperature has begun to fall, many boat owners are winterizing their boats. However, you may notice many boaters claiming that they don’t need to winterize their boats. Well, in some cases, they’re right. Many anglers can continue fishing without winterizing their boat. However, if you have a boat with an inboard engine, you’ll … Read more
Georgia Ranks High in Deer Collisions
Georgia ranks high among states where deer collisions are increasing. In an examination by State Farm, it was found that Georgia motorists have a 1 in 83 chance of colliding with a deer. This risk increases more so during the fall and winter months due to deer season. In this article we will discuss the … Read more
MercuryGO is Available for Georgia Drivers
Mercury Insurance recently announced that their drivers in Georgia can now use a usage-based insurance app called MercuryGO. The newly designed application incorporates plenty of tech-savvy features to help drivers improve their driving skills and overall safety on the road. The app serves as a virtual driving coach and provides drivers with scores in the … Read more
Do I Need Flood Insurance in Georgia?
In the US, Georgia is among the states that experiences the most flooding. The state has frequent thunderstorms, tornadoes, and tropical storms, which results in heavy rain during the year. In some cases, these severe climate conditions turn into flash floods, causing havoc in various parts of Georgia. If you live in the state, you … Read more
How to File Workers’ Compensation in GA
If you’re injured on the job, you may incur outrageous medical bills that can cause financial strain. Luckily for you workers injured while on the job are eligible for benefits including rehabilitation support, medical benefits, and supplemental income through workers’ compensation. Your employer will be required to carry this insurance if they have 3 or … Read more
My Neighbors Tree Fell in My Yard, Who Pays for It?
Property damage is a very serious issue to deal with. When it comes to property insurance claims, fallen trees can be tricky to pin down. During bad storms it’s very common for trees to uproot and fall on people’s yards, cars, or houses. A common question we’re asked frequently is, “my neighbors tree fell in … Read more