You need to get home insurance to protect your house. So, you’re curious about Progressive home insurance in Atlanta – you’ll admit it, the clever commercials with the funny Flo got to you. So, you want to get a quote for Progressive home insurance, but you don’t want to go it alone. That’s where our team can help. We can help you get an Atlanta Progressive home insurance quote. Here’s how it works.
Your Atlanta home is probably your most valuable asset. And there’s probably a worry in the back of your mind as a homeowner – how would I recover financially if something happened to the house so I can provide for my family? The answer you give yourself might be home insurance – specifically Nationwide home insurance. (It’s okay to admit that the catchy “Nationwide is on your side” jingle got to you.) How do you get Nationwide home insurance in Atlanta? With the help of our team, it’s easy.
Whether you’re in Lawrenceville, Decatur, Alpharetta, Kennesaw, Duluth, or any of the other Atlanta suburbs, we can help you with your Nationwide home insurance. Here’s how the quoting process works:
Our agency can help you get a quote for Nationwide homeowners insurance – all you have to do is let us know that you need one. We like to keep insurance simple and convenient, so we have different methods of contact.
You can…
Call us. You can give us a call to let us know that you’re interested in Nationwide Atlanta home insurance. We’re happy to talk over the phone if that’s best for you.
Use our online form. You can also use our online form to reach out to our team. (This allows us to gather some of the information we need from you quickly so that we’re ready to hit the ground running.)
LiveChat. If you’re the messaging sort, you can send us a message through LiveChat. One of our agents can chat with you to assist you with your insurance.
Email/Text. If email or text is the most convenient way for you to talk with us about Nationwide home insurance in the Atlanta area just let us know. We’re pretty tech-savvy, so we’re fine with email and text!
We know you’ve got a busy schedule, so choose whatever method of contact is easiest for you.
One of our agents will have a few questions for you – they just need to gather the necessary information to secure your Atlanta home insurance quote from Nationwide. They’ll take the time to get to know you and your situation so that they can provide the best insurance assistance. Anyways, our agent will have a brief conversation (by phone, text, or email – whatever works!) to get the details they need.
Then it’s quote time! We’ll take the information you kindly provided to us and get that Atlanta-area Nationwide quote. We’ll put everything together and come back with a number.
We know that insurance can feel overwhelming, so we’ll go over the quote with you and answer any questions you have. We want you to feel like you truly have peace of mind, so hit us with your toughest questions, big or small. This is your insurance policy, so you should feel good about it.
Once you’ve got your policy, we’re not going to mysteriously vanish. We’ll be here to assist with any questions that may come up later, and we’ll be here to help address any changes that might need to be made. Insurance isn’t something you have to handle alone.
So, that’s the general idea of how you can get an Atlanta home insurance quote from Nationwide! Our team would be delighted to assist you with your insurance needs, no matter which of the Atlanta suburbs (Dunwoody, Sandy Springs, Smyrna, Marietta, Chamblee, East Point, and more) is home sweet home. Give us a call, message us, or use our quote form and you’ll be on your way.
So, having your own place is great. There’s a sense of pride in owning a home, and maybe you like having people over and welcoming them into your house. (Who doesn’t like showing off a little?) You might have friends over, or maybe you like hosting your extended family. Perhaps you like having house parties to celebrate holidays and such. Having people over is great, but sometimes accidents happen. A guest could accidentally cause damage to your house, and then what would happen?
Ideally, the situation would unfold like this:
Guest: I’m so sorry, I accidentally broke your house.
You: Hey, it was an accident! It’s okay.
Guest: I’ll pay for all the repairs, no worries! I want to make things right.
You: That’s great – I really appreciate it.
That would probably be the easiest possibility, if your guest takes responsibility and sets things right by coughing up the money for repairs. But things aren’t always that simple, and you might find yourself with a question – does home insurance cover damage from guests? We’ll explore this question and go over some considerations.
The answer to the question is, generally, yes. So you could go through your home insurance. But the real question is whether this is the wisest course of action. You have to put some thought into it.
Here’s why:
The thing is that your guest is technically responsible for taking care of the damage they cause. They’re the one who’s supposed to cover the costs of the repair. They’re liable, and if they don’t agree to pay, you could have a case to take legal action. They are legally responsible for covering the costs you add up because of the damage. Of course, it’s hard to handle these situations if it’s a friend or family member who’s the one who caused the damage. You might recoil from the thought, but you’re not necessarily overstepping in requesting that your guest pay for the damage they caused.
(To complicate matters even more, you might be risking higher premiums if you use your home insurance – another reason that you might hesitate to file the claim through your home insurance.)
At any rate, it’s not an easy situation to deal with, we admit. All you can do is handle the situation as best you can.
Of course, you really need to read your home insurance policy to see what’s covered and what’s not. Are there any exclusions that you need to know about? Does the policy only protect against guest-related damage to the structure of the dwelling (meaning the floor and walls)? And does the coverage only take care of accidental problems? So, that’s something to think about if you ever need to use your insurance. To put it simply, read your insurance policy carefully and ask questions when questions are needed.
If a guest gets hurt on your property as a result of something dangerous that they weren’t given notice about, you could be liable for their injuries. So, just something to keep in mind! Be sure to check your homeowners insurance policy’s liability insurance. It can protect you from liability-related losses.
Anyways, let’s wrap up with a quick recap. Your home insurance could help you cover damage caused by your guests, but you may not want to use your insurance because it could lead to higher insurance rates. The guest is legally responsible for paying for the damage, too, so there’s that. If you’re inviting a particularly accident-prone friend to your house and you’re worried, check your home insurance policy and read it carefully.
Speaking of Atlanta home insurance, we can help you get the coverage you need to protect your house – our team is good at that! Get started with your insurance quotes by filling out our online form or giving us a call. You can also LiveChat with us to get started with some quotes.
Whether your house is a fixer-upper or you just want a special addition to your dream home, you may have to hire a contractor. There are plenty of professional and legitimate businesses out there. Nonetheless, there are also tons of scams and unlicensed people advertising their work. So, how do you know that you’re choosing the right contractor to work on your house? Here are 12 do’s and don’ts to hiring a contractor.
There are tons of specific and general websites that will show results for licensed contractors in your area, and don’t just take the contractor’s word for it. Search for their business name or an individual contractor on their industry’s regulatory website, ending in .org instead of .com. That way, you know that the licensing agency isn’t a fly-by-night operation like an unlicensed contractor may be.
Additionally, make sure they know and notify the proper people and authorities before they start their work. The last thing you want is your city to discover that your renovations or home isn’t up to code and that you have to tear it down and start again.
Certain projects may require a level of experience that can only be gathered in the field. For example, someone may be licensed for bathroom remodeling. However, they may not have experience with the problems that can happen when remodeling a bathroom in an older house. When deciding on a contractor, ask about their experience with your specific type of project. Check for a portfolio or a few pictures on similar projects.
Even if a contractor or a company has years of experience, things can still happen. So, make sure that the contractor(s) you hire have the right business insurance for the work they’re doing. Otherwise, you could be on the hook for any damages done to your home during the process, or any injuries to the contractor while onsite.
The industry standard coverage limit for contractors is $1 million in general liability for residential work. In addition, Georgia law requires contracting companies with three or more employees to have workers’ comp. Make sure they have the proper documentation to verify these limits. You may even want ask their insurance company to send over their certificate of insurance.
It may be true that some people only like to leave reviews for bad experiences. However, a slew of negative reviews across several websites is nothing to ignore. Check multiple trusted websites like Google, Angie’s List, Kudzu, etc. for customer experiences, especially about the business’s customer service.
Remember to also check the more recent reviews for a company. Some websites default to a certain layout of reviews that may have represented the company in the past but not the way the business runs now.
There can be some common misconceptions about which materials, chemicals, processes, etc. should be used for a particular contracting job. So, ask what your contractor uses and how it’s used before they start their work. If you’re so inclined, you may even want to do a little research to make sure their methods or chemicals won’t damage the particular materials your home is made of.
Your contractor should always, always, always write down and discuss their planned scope of work. Schedule a time to sit down and go over the contract with your contractor. Ask questions about anything you don’t understand. Know what will be excluded from their plans. Ask about the warranty on their work, what’s covered in the warranty, and for how long.
Good contractors don’t have to go door to door to drum up business. Business usually comes to them – whether it’s through advertising or word-of-mouth. If someone comes to your door to quote you for a renovation or offer a “free home inspection,” they may not be a legitimate business. More than likely, the free home inspection will turn up mysterious problems with your home that were neither noticeable nor necessary to work on.
Additionally, be wary of contractors who follow up too much or too frequently. Contractors and contracting companies are usually pretty busy with their book of business. So, if a company has enough time to constantly hound you about the contract or quote that they’ve given you to think about, it’s time to think about another contractor.
Someone may follow up with you once after a few weeks, just as a reminder that their quote is only valid for a certain number of days. Generally, though, a contractor will give you the quote and their contact information for you to reach out to them if you have questions.
The most common type of contractor fraud is people who tell customers to pay upfront and then never return to start or finish the actual work. If a reputable contractor asks for any money upfront at all, it will only be a portion of their estimate. Legitimate contractors will want you to review their work before you pay the entire amount.
Furthermore, a contractor can only quote you on what they see at first glance. There are various issues that can pop up while they work and changes that you may want to make later on in the project. These changes will more than likely change the amount of your quote in one way or another. So, asking for full payment at the start is more than a little fishy.
Again, things come up during a renovation. Your contractor may have to bring things up to code, repair a damaged water or electrical line that was discovered, or just change the type of material they use because of your house’s structure.
Regardless of the type of change, your contractor needs to discuss and amend your contract or charge order in writing with both of your signatures. It’s not enough to have verbal consent. A true contractor will want to have documentation that you approved changes to the plan.
A contractor may be busy, but that also means that they have to be efficient. They can’t just show up to their customers’ houses and start working. They need to work on projects at certain times that work for both them and their clients. So, even if they can’t immediately give you a start date while quoting onsite, they should be able to tell you something once they have access to their schedule.
Another common type of contractor fraud is convincing you to use your home insurance policy to make unnecessary repairs. This can cover a wide range of things, from using too many expensive types of equipment to causing damage themselves to get an insurance check. So, it’s important to read your home insurance policy all the way through and talk to your agent before, during, and after the renovations.
Hopefully, these tips can help you account for the warning signs of people who want to compromise your money, safety, or information. Also, don’t be afraid to sleep on deciding the best contractor for you. It’s a big decision!
If you’re looking for cheaper rates on home insurance to handle you, your family, and your home as they grow, just give our agents a call, fill out our online form, or LiveChat with an agent today!
Thanksgiving is almost here, and that means you’re probably looking forward to a home-cooked meal, featuring a turkey, of course. The turkey is the cornerstone of the Thanksgiving meal. Maybe you’re planning on deep-frying a bird for your dinner. The thing is that that Thanksgiving is already a huge day for house fires. And deep-frying a turkey substantially increases your risk for house fires. So, maybe there’s a better idea…but if you’re absolutely set on having a deep-fried turkey, here are a few tips.
If you are an apartment dweller in Atlanta, you’re probably enjoying taking advantage of all the city has to offer. However, you need to make sure that your belongings and such are covered by renters’ insurance. You’re curious about what renters insurance does, and since you’ve seen Flo’s epic commercials, you’re curious about Atlanta renters insurance from Progressive. But insurance isn’t your favorite thing, so you want to skip the mess and just talk to someone who can get you that Progressive renters insurance quote. Well, you’re in luck – we’re someone who can help with that!
If you’re a homeowner, you know you need to protect your house. You want to find some peace of mind, so you’re looking into homeowners insurance. You’re considering Safeco home insurance in Atlanta, but you’re not quite sure how to go about getting a quote for home insurance from Safeco. That seems like it could get complicated, and you’re not sure you want to deal with that on your own. Fortunately, our team can help with that. Here’s how that happens.
Well, first of all, our team of super helpful insurance agents needs to know you’re looking for Atlanta Safeco home insurance. (Our agents are really good at insurance, but they haven’t learned how to read minds quite yet. Although we’ve been working on teaching them.) Anyways, we want to make sure that insurance is as easy as possible, so we have a few different ways to get in touch with us. Here are some of your choices:
Phone: You can reach out to us by phone to let us know that you’re looking or Safeco home insurance in Atlanta. Our team would be happy to have a call with you to talk about your insurance needs. Some people just like to have a chat on the phone to take care of insurance stuff.
Online form: We also have an online form that you can use to get in touch with us. The form allows us to get some necessary information so we can get straight to work on your quote. It’s sort of like you’re letting us get a head-start so we can make the insurance process as easy as possible for you.
LiveChat: We also have a LiveChat feature. If you prefer to message back and forth with us, we can do that, too. We like to be all up-to-date on the latest technology and all that.
Email/Text: Maybe you need to deal with insurance, but you’re going to be out and about and you can’t sit at the computer or talk on the phone all day. That’s fine – just let us know that you’d prefer to email or text, and we’d be more than happy to do so.
So, that’s how you can get in touch with our team. You can pick what works best for you. Our goal is to make insurance as convenient as possible.
We’ll need to have a quick chat with you about your insurance situation so we can get your Atlanta Safeco home insurance quote. We want to make sure we help you get the coverage that’s best suited for your needs. Don’t worry – we won’t take up too much of your time. We know you’re busy and you probably don’t want to spend all day talking about insurance. We could spend all day chatting about insurance, but we get that not everyone is as obsessed with insurance as we are. (Okay, pretty much no one is as obsessed with insurance as we are, we get it.)
The next thing that happens in the process is us doing a little bit of shopping. We can fetch that Atlanta Safeco home insurance quote for you. Getting a home insurance quote doesn’t have to be too difficult when you team up with our agents. Like we said, we like to make insurance easy and uncomplicated. That’s our thing.
Then we’ll go over your quote with you. We know that home insurance can get overwhelming, so we’ll be here to explain your coverage and answer your questions. Whatever your questions or concerns are, we’ll be prepared to address them. Your house is really important, so you should feel good about the coverage that’s protecting your house. We want you to feel confident in your home insurance.
If there are ever any issues with your insurance or if you come up with any questions about your coverage, we’ll be here to help. It’s not our style to vanish when our clients need us most. We’re not going to leave you to figure out the issue on your own. So, you can reach out to us anytime and we’ll be on the case to solve the issue you’re facing.
That’s how it works when you team up with us to get Atlanta Safeco home insurance. You might be moving to Atlanta, or maybe you’ve lived here for years. Our goal is to make insurance easy. Get started with your quote by giving us a call or messaging us on LiveChat.
If you have an apartment in Atlanta, you want to make sure that you have the right insurance for your situation. And that means renters insurance. So, you’re thinking about getting Safeco renters insurance, but you’re not quite sure how to go about getting a quote for Safeco renters insurance in Atlanta. How does one get that insurance quote? We’ll explain.
The first thing is that you let us know that you’re looking for renters insurance. Now – your next question might be how you do that, as in what’s the best way to get in touch with our team. And the answer is whatever method works best for you. We want to make insurance as easy as possible, so we have a few different methods to get in touch with us. Convenience is important, so that’s why you get to pick how you want to talk to us.
Phone. If you want to just chat on the phone with us, that’s fine with us. We’d be happy to talk about your insurance over the phone. Some people just prefer to get things over with through a simple call, so you can feel free to just pick up the phone.
Online form. We also have an online form so you can give us some of the information we’ll need to get your quote for Safeco renters insurance. It’s just a way for us to get a head start on getting your quote – we’ll already have some of the details we need so we can dive right in.
LiveChat. You can also use our LiveChat to message with us. We would be happy to hop into a chat with you to get started with your quote. It’s a quick and easy way to start the quote process.
Email/Text. Another way you can talk with us is by using email or text. Sometimes you’re too busy to sit around talking on the phone or filling out an online form. If you would prefer to use email or text to talk about your insurance, that’s not a problem. Just let us know that your preferred method of contact is email or text.
Now, we’ll have to have a quick talk with you about your renters insurance. To best assist you with your insurance needs, we have to be sure that we understand your situation. We’ll just have to ask a few quick questions so we have the necessary details to help you get that renters’ insurance quote. But don’t fret – we won’t keep you on the phone, sitting at the computer, or tapping at your phone for long. We know you have way more fun things to do than talk about insurance!
We’ll then go on an epic quest for your Safeco renters insurance quote in Atlanta! (Not really – we actually don’t have to leave the office.) Anyways, we’ll get you a quote that’s suited to your insurance needs. You don’t have to venture out into the big, scary world of insurance – we’ll do the venturing for you!
After we get that quote, we’ll go over it with you and answer any questions you might have. This is your insurance policy, so we want to make sure you know all the cool tricks it does. Plus, insurance is like another language, so if you need some translation help, we can assist with that, too. The point is that you won’t be on your own to decode that very intimidating-looking document.
If you have any questions about your insurance, we will be here to help. That’s what we do – help answer questions, troubleshoot insurance issues, and all that good stuff. We’re not in the habit of abandoning people right when they need us most. So, if something comes up, give us a shout. We’d be happy to assist with your insurance-related queries.
So, that’s how getting an Atlanta Safeco renters insurance quote works when you team up with our insurance agents. We love helping people get the insurance they need. So, get in touch with us through our online form, with a call, or on LiveChat! We’re here to help.
If you’re a homeowner, your worst nightmare is probably something happening to your house. You’re seeking some peace of mind and reassurance that you could get back on your feet if something happened. And then it hit you – home insurance! One option is Atlanta Auto-owners home insurance. (Yes, they do more than car insurance, though we don’t blame you for wondering.) Anyways, our team can help you get a quote for Auto-owners home insurance. How do we do that? We’ll walk you through our step-by-step process.
The first thing that needs to happen is you giving us a shout to let us know that you’d like to get a home insurance quote from Auto-owners. That kicks off the process and lets us know that our team of insurance agents needs to work on a quote for you. We like to make insurance easy, and that starts with communication.
You get to choose the method of communication that works best for you. We understand that people don’t exactly relish the prospect of dealing with insurance, so we strive to make the process as painless as possible. To contact our team, you can:
Call us: If you’d prefer to talk on the phone with one of our agents, that’s fine with us. Just give us a call and we’ll connect you with an agent who can talk on the phone with you. Some people prefer a phone conversation, and guess what? We like talking on the phone, too.
Online form: You can also fill out our online form to get started with your quote for Atlanta home insurance from Auto-owners. This lets us gather your information quickly so we can get right to the task at hand – helping you get home insurance.
LiveChat: You might prefer to interact via Chat, and we have a LiveChat feature so you can message with one of our agents. Messaging us fine by us, so feel free to hop into our chat and strike up a conversation.
Email/Text: If you can’t do a phone call and you can’t do a chat, we can email or text with you. If that’s what you’d prefer, all you have to do is say so. We don’t mind communicating by email or text if that’s convenient for you.
You’ll have to have a quick conversation with one of our agents so that we can ask a few questions to make sure we understand your situation and the coverage you’ll need. We want to make sure that we can best assist you with your insurance and get you the coverage that’s best-suited to your needs. However, we know you’d probably rather not spend your entire day talking insurance, so we’ll be quick about it and not take up too much of your time.
So, the next part involves us getting your Atlanta Auto-owners home insurance quote. We’ll retrieve the quote for you as quickly as possible. Waiting is the worst, so we’ll do our best to be speedy about the insurance quote. No one wants to be left in the lurch as they eagerly await their insurance quote. (We know the suspense will be killing you.)
What happens next is that we’ll go over the quote with you. Insurance is weird, and you might have some questions about how it works. We’re here to answer all of those questions and provide clarification where it’s needed. You can feel free to ask us any queries you have – we want to make sure that you feel comfortable with the coverage that’s protecting your house.
If there are any issues with your insurance, we’ll be here to help. You won’t be on your own to deal with the concern. Likewise, if you have a question about your coverage, just reach out to our team. We can help make adjustments to your coverage as needed as well.
So, that’s how getting a quote for Auto-owners home insurance in Atlanta works! We enjoy helping people get the insurance they need, whether you’re moving to the city or you’re an Atlanta native. Get in touch with our team by filling out our online form or giving us a call.
If you’re a homeowner, you’re probably very attached to your house. It’s your home, your sanctuary, and you want to protect it. Home insurance is a big deal, and you’re looking to get the coverage that’s right for you. You’re thinking that Atlanta American Modern home insurance would be a good fit for you. But you don’t really want to deal with the whole getting insurance thing. How do you get American Modern home insurance in Atlanta? Here’s how our process works.
The whole process starts when you let our team know that you need home insurance. The whole goal of our team is that we want to make insurance easy. Indeed, that all starts with communication – we want to make sure that talking to us about your insurance is as easy as possible. We try to create a no-headaches-allowed insurance process. Anyway, that’s why we have a few different ways you can get in touch with us.
Phone. The phone can be a very convenient method of communication. If you want to just pick up the phone and dial a number, that would be fine by us. Our team enjoys having a nice talk on the phone.
Online form. You can also use our online form to reach out to us. That lets us collect some of the information we need to get you a home insurance quote from American Modern. It’s not a terribly long form, and it’s kind of a way for us to have a quick study session before we speak with you.
LiveChat. You may not wish to talk on the phone or fill out the online form, and that’s okay. We have LiveChat so you can message us back-and-forth. We don’t mind using LiveChat to assist with your quote.
Email/Text. There might be a lot going on, and you can’t talk on the phone or message. We can email or text with you if that’s more convenient for you. Just let us know what your preferred method of contact is and we can work with that.
We’ll have to have a quick chat with you so we make sure that we have the information we need to get you your Atlanta home insurance quote from American Modern. We want to make sure that we’re helping you get the insurance that best suits your needs. At any rate, one of our superhero insurance agents will introduce themselves and ask a few quick questions about your coverage needs.
The next part is that we do the whole get-the-quote thing. We’ll venture out into the big, wide world of insurance and return with your quote. We like to get insurance quotes at approximately the speed of light (okay, not really, that’s impossible, but you get the point.) We’ll do our best to be as fast as humanly possible to get you that quote so you’re not stuck waiting for the phone to ring or the email to pop up all day.
We’ll present you with your quote and explain the coverage. If you have any questions, you can send those our way. We know that insurance can get complicated, so if you have any queries about your coverage, we’d be happy to address them. Any question is welcome, and we’ll get you the answers you seek. With insurance, it’s usually best to just ask the question and get an answer to clarify than to be stuck wondering…and then wishing you’d asked the question when it’s too late to do anything about it.
If you ever encounter a question or issue with your insurance, our team will be here to help. We won’t disappear on you right when you need our assistance. So, you can call us or email us or chat with us if you ever need anything. Our team strives to deliver excellent customer service, so we’ll tackle whatever issue you may be facing with gusto.
So, that’s how you get an Atlanta home insurance quote from American Modern, whether you’re moving to the city or you’ve lived here for years. Like we said, we like to make insurance easy. So, get in touch with our team through our online form or phone and get started with your quote today.