What’s Roadside Assistance Insurance?

Roadside Assistance Insurance

When someone’s traveling along the freeway in a remote area with limited cell service the last thing they want to worry about is breaking down. In this scenario, you typically have two options. You can call a tow truck or try to address the problem yourself. Fortunately, this is where roadside assistance would come in handy.

In this article, we’ll discuss the benefits of roadside assistance coverage and how you can get it. Let’s get started!

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Are You Covered in Case of a Business Interruption?

business interuption

If a fire causes the facility to be temporarily unusable, what would you do next? Ideally, you would move to a temporary location while your permanent place of business is being repaired. Yet, traditional commercial insurance doesn’t cover this move or a loss of income when a business must temporarily close.

With business interruption insurance, this setback can be minimized by simply adding this coverage to your commercial insurance policy.

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5 Reasons to Update Your Business Insurance

Update Business Insurance

If you’re looking to expand your business or make any sort of changes then updating your business insurance policy is critical. As your business grows, your workforce and premises will likely develop, which calls for added security and protection.

This is where business insurance comes in, so even if you already have a policy, you’ll need to update it regularly to make sure your coverage corresponds with your company’s value. This means your policy should provide adequate protection against various kinds of losses you may incur. By doing this you won’t be underinsured in any way.

Without further ado, let’s discuss the five scenarios when a business should update its business insurance policy.

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What Is Equipment Breakdown Coverage?

what is equipment breakdown coverage

While there are numerous types of coverage present in a BOP (business owners policy), one of the most important ones happens to be equipment breakdown insurance. This type of insurance acts as a safety net by protecting you against the mechanical failures that can occur during day-to-day business operations.

Let’s discuss the many items covered specifically, as well as the many benefits of purchasing this coverage.

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Liability Insurance for Businesses in Georgia

Liability Insurance for Businesses

Liability insurance is a type of coverage that protects your business against property damage and bodily injury claims. Usually, in these instances, the party that’s been affected feels your business is financially responsible for the damages they’ve incurred. They could attribute their damages to several factors, such as your advertisements, services, or operations. Essentially, this insurance works as a safety net in the event you’re found negligent.

Here’s an example to give you a better idea. Imagine that you run a fast-food restaurant and someone slips and falls from some ice on the floor. While some will brush off the incident, others may decide to file a lawsuit against you. With the help of liability insurance, your legal costs will be covered and so will their medical bills if you’re found liable.

In this article, we’ll discuss the benefits of liability insurance for businesses in Georgia. Let’s begin.

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Comparing Small Business Insurance Quotes

small business insurance quotes

Do small businesses need insurance? This is a very common question that many people have. And the simple answer is yes! You need insurance for your small business, but you can’t just select the cheapest policy you find. In fact, there’s a lot to consider, such as your limits, exclusions, and risks. To find the best policy that meets your business’s insurance needs, you must compare all your quotes.

In this article, we’ll discuss the process of selecting the best small business insurance and how to compare quotes. Let’s begin.

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Avoiding Common Business Insurance Mistakes

business insurance mistakes

Many things go into a business owner’s success, including intense labor, countless hours, lots of money, and attentiveness. Success isn’t overnight; therefore, it takes a lot of hard work and dedication to grow your business and generate a substantial profit.

Although most business owners grasp this concept pretty well, they often overlook a basic business component. Adequate and appropriate business insurance is necessary to secure the long-term viability of your business.

Business insurance will protect your business against losses, so make sure you invest wisely. However, buying business insurance can be difficult and confusing as you must consider numerous factors.

Not to forget, choosing the wrong policy can negatively impact the growth and success of your business. You can easily use some guidance to avoid some common yet potentially detrimental mistakes while buying business insurance.

In this article, we’ll discuss some common business insurance mistakes and how you can avoid them.

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Tips for Running a Small Business in Georgia

running a small business

According to research done by the U.S. Bureau of Labor Statistics, up to 20% of small businesses fail within their first year.

It can occur for various reasons, such as too much competition, poor customer service, or not enough marketing.

Therefore, if you open a small business there will be a lot of risks. To mitigate those risks you need to be prepared.

Here are four tips for running a successful and profitable small business in Georgia.

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How to Promote Your Georgia Business Using Social Media Marketing

woman promoting her business on social media

Digital marketing has now become the talk of the town. The new avenues and opportunities that digital marketing offers give small businesses the chance to expand their operations rapidly. So, if you’re thinking about leveraging social media marketing for your business, it would be an ideal decision.

Businesses in Georgia are seeing a rise in competition due to the number of new businesses flooding the area. Therefore, small businesses have to make use of social media to stay relevant in this day and age. Let’s discuss a few ways small businesses can take advantage of it.

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How to File Workers’ Compensation in GA

worker injured on the job

If you’re injured on the job, you may incur outrageous medical bills that can cause financial strain. Luckily for you workers injured while on the job are eligible for benefits including rehabilitation support, medical benefits, and supplemental income through workers’ compensation. Your employer will be required to carry this insurance if they have 3 or more employees.

Therefore, learning how to file workers’ compensation is essential. Here are the steps on how to file a workers’ comp claim in Georgia.

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