When someone’s traveling along the freeway in a remote area with limited cell service the last thing they want to worry about is breaking down. In this scenario, you typically have two options. You can call a tow truck or try to address the problem yourself. Fortunately, this is where roadside assistance would come in handy.
In this article, we’ll discuss the benefits of roadside assistance coverage and how you can get it. Let’s get started!
A recent study indicates that the average cost of car insurance in Georgia is $642 a year for minimum coverage and $2,010 a year for full coverage. Drivers in Georgia pay more than the national average by a few hundred dollars. However, that doesn’t necessarily mean you have to pay extra for a car insurance policy in Georgia.
Let’s discuss the factors that affect your car insurance rates and some helpful money-saving tips.
You may not think an error on your auto insurance application is a big deal, but the consequences can be very costly. Giving inaccurate information on your application can lead to increased premiums, policy cancellations, or insufficient coverage in the event of an accident. Here are some common mistakes to avoid when applying for auto insurance.
Going boating can be a wonderful way to explore the open waters and stay cool in the summer heat. However, boating can carry significant safety hazards if you aren’t careful. Without proper precautions in place, a boating mishap could easily lead to extensive property damage, various injuries, and—in severe cases—drowning or death. To keep yourself and your passengers safe on the water, follow these boating best practices.
Rising insurance costs may leave you wondering what you could possibly do to save money on auto insurance. Although you can’t control all of the factors that influence your premiums, there are many ways you can significantly reduce your rates year over year.
In this article, we’ll share several tips for doing just that. Let’s get started.
There’s no denying that keeping up with your car’s maintenance can be a real pain. For example, between every 5,000 to 7,500 miles you have to get your oil changed and tires rotated. As every car owner can agree, this can be quite annoying. However, keeping your car in good condition is well worth it in the long run.
In fact, taking care of your car can help make it last a lot longer. It’ll also cost you less since you aren’t having to make major repairs all the time. You may even get better rates on your auto insurance since you’ll be less likely to file a claim.
Would you rather cover costly repairs because you neglected your car’s maintenance or pay a little bit over time to prevent problems from occurring? I’m sure you’d choose the second option!
In this article, we’re discussing some car maintenance tips that’ll extend the life of your vehicle and help you avoid costly repairs. Let’s begin.
Car insurance can save you a fortune in the event of an unwanted incident. Thus, when you purchase a new car, make sure you get it insured by a reliable company. If by chance you forget to pay your bill and your car insurance lapses, you should take immediate action. Most companies allow you a 10 to 20 day grace period to pay before they cancel your policy. If you still neglect to pay your premium then your insurance will lapse which can hurt you in the long run. Oftentimes your rates will increase and insurers will deem you high-risk or even refuse to insure you. That’s why you should always pay your car insurance premiums on time.
Driving without the minimum required insurance has numerous consequences such as license suspension, fines, and tickets. The penalty for an insurance lapse is quite severe in Georgia. Thus, it’s best to keep track of your car insurance bills to avoid a lapse in coverage.
Car insurance plays a vital role in keeping us safe from financial burdens due to accidents and mishaps. It’s a major reason why we put a huge emphasis on selecting the right insurance company and coverage. To do this, you need to shop around and evaluate your various options.
Affordable car insurance rates can be a bit challenging to find. However, using the tips in this article can help you lower your rates in Georgia and save you money. Let’s begin.
Your actions right after a car accident in Georgia matter a lot. We understand that a car accident may naturally cause people to panic. But, it’s wise to stay calm as it will help you manage the situation better.
Your job after an accident is to make sure you and the other driver are okay. You should call 911 to report the accident and inform them on whether or not anyone’s injured. In this article, we will discuss in detail the steps to follow after a car accident in Georgia. What you do can directly impact the claims process and possibly prolong it.
Here’s what you need to know.
Credit scores can affect your car insurance rates because they represent your ability to pay your premiums on time. Insurers see a low credit score as a risk factor. Most states will adjust their rates based on whether or not you have good credit. However, some states like Hawaii and California don’t consider credit scores when determining your rates.
In the table below you can see how a low credit score has a negative impact on your auto insurance rates in the state of Georgia. In this article, we will discuss how credit and other factors can affect your car insurance rates in Georgia.
| Provider | Poor credit | Average credit | Good credit | Excellent credit |
| State average | $3,143 | $2,200 | $1,982 | $1,859 |
| National average | $3,873 | $1,865 | $1,674 | $1,487 |