How to juggle work-from-home and online learning with your kids

Work-from-home and online school

Work-from-home and online schooling

The pandemic has not been easy. There are many, many challenges that families are facing and dealing with together. Many metro-Atlanta area schools have gone to online learning in response to the coronavirus pandemic. That has created many new challenges for parents who are having to work from home. Not only are you having to support your kids as they do online school, but you have to juggle work and home responsibilities. Here are some tips for balancing work-from-home, kid care, and online school.

Juggling work-from-home and online schooling in Atlanta

1. Be open with your boss and team.

If your kids are going back to school, that creates a whole new set of challenges. You might need to adjust your schedule, or you might need to make some changes. We are in a crisis situation, so hopefully your manager will be understanding and willing to work with you. If you don’t reach out to your manager with a request, you’ll never know if they could have helped you out. Everybody’s in a similar boat, and your boss might very well be accommodating if you need a bit of leeway. Let them know that you’re still dedicated to your job and the company, and be realistic about what you can commit to and what you can do as navigate work-from-home and online school for the kids.

2. Enlist the support of family.

Even though you might not be able to have visits with the grandparents or aunts and uncles, is there a way you can schedule video calls with them? For example, maybe one of the grandparents can video chat with the kids to help them with their math homework. Though they might not be able to be there in person, your extended family can still lend a hand by video calling – whether they’re helping with homework or just occupying the kids so you can attend a meeting without interruption. And besides, that gives your kids an opportunity to have some social time. They can stay connected with their family.

3. Create a schedule with your family.

It can be really helpful to plan out a schedule with your family. That way everyone knows what everyone else is up to. Don’t forget to include time for breaks. You need some time to have a breather, and it might make you feel better if you’ve allotted a specific time to have a break and check on the kids to see how they’re doing. Have set meal times together so you can catch up. Routine is great, and it also gives you the chance to have some interaction so no one feels too lonely – that can happen if you’ve been working or doing schoolwork alone all day.

Online school and work-from-home

4. Make sure everyone has their own space.

Everyone needs to have their own place to work. You need your designated work-zone and your kids need theirs. So, set up your workspace and create a mini home-office for your kids. Stock it with the school supplies the kids are going to need. If your kids are old enough and you feel comfortable closing the door to your office space, you can reduce distractions. Peace and quiet are important for kids and grown-ups alike.

5. Think about how the kids can help around the house.

There’s a lot of housework that probably needs to get done. Are there little tasks or chores your kids can do to help out? Maybe you can create a sticker system for good behavior for your younger kids. Can your older kids be encouraged to pitch in? Everybody needs to pull together during this time. All the responsibility for housework doesn’t have to fall on your shoulders. Try to come up with a fun way for the kids to do some chores (suited for their age, of course). It’ll keep them occupied, at any rate.

6. Re-prioritize tasks.

With the current situation, it’s really important to evaluate which work tasks are essential for your job. These are the things you are going to have to balance and juggle along with taking care of your family. Sure, you might have been able to get more done at the office, but this is the new normal for the time being. You have to find the balance. So, check on your deadlines. Find out what items are still top priorities so you can devote your attention to those things. And if you need to call on a co-worker for assistance, you can make sure you’re asking for help on those things that are really, truly necessary.

7. Take care of yourself.

This is a really difficult time. You need to be able to take care of yourself. That means eating well and taking care not to get dehydrated. Try to get plenty of sleep and have time to relax. Manage your stress with things like meditation. You’ve got to look after yourself to keep your energy up so you can juggle work-from-home and caring for your family.

8. Be good about communicating.

You also need to be good about communicating with your family. If you’re not letting them know what’s going on, frustration might build up. Share your thoughts sooner rather than later. Be sure you’re letting your family know about what’s going through your head.

Work-from-home and having kids doing online school can be a huge test of work-life balance. This is a really tough time for a lot of people. But remember – we’re all only human. Be kind to yourself. Juggling is not easy. You and your family are in this together.

Get insurance quotes.

Our team can help you get Atlanta home insurance quotes and Atlanta car insurance quotes. We like to make insurance as easy as possible. We also like to help people save money on their insurance. You can get in touch with us by filling out our online form, giving us a call, or messaging us. We’d be happy to help with your Atlanta insurance needs.

Source 1 | Source 2

The future of work from home in Atlanta

Work from home 2

Work from home 2

The coronavirus pandemic has had an impact on a lot of parts of life. As a result of COVID-19, lots of businesses have had to shift to allowing remote work. But a recent article from the AJC explains that teleworking might hang around in Atlanta long after the pandemic is over. We’ll explain why that is and give some tips for working from home. It’s something that could be long-term for a lot of people, so it’s something that we all need to learn how to do.

Will work from home in Atlanta last beyond the pandemic?

The pandemic has meant that instead of battling Atlanta traffic in the grueling city commute, lots of people are staying in and working from home. The reaction can be mixed – some people enjoy remote work, other don’t. The AJC article points out that some employers have realized their employees are getting more done by working at home. While in the past teleworking was not something that was really encouraged by employers, who feared their employees wouldn’t actually get much work done, the pandemic has forced businesses to adapt to remote work in order to survive. It’s a far cry from pre-pandemic times when employers might not have even had formal policies.

The AJC outlines some of the findings from an Atlanta Regional Commission survey. According to the survey’s findings, commuters used to work .8 days a week from home before the pandemic as compared to 4.6 days a week now. The survey also found that about 70% of employers said there would be more work from home, while 23% said there would be more full-time remote employees. (And 1 in 5 employers could reduce the size of the physical workspace.)

The survey also got a sense of some of the benefits and drawbacks of remote work, according to the AJC. Benefits included saving money, less commute-related stress, and more time to sleep and spend with family. On the other hand, drawbacks included difficulty separating from work during off-hours and contending with distractions. While the survey revealed that more people felt they got more done at home than less, it also showed that the line between home and work could get fuzzier for a lot of people. So, all in all there could be positives and negatives that come along with the future and work from home.

Work from home 2

Tips for working from home.

Since it looks like working from home is going to stick around for a while, despite concerns employers have typically shown about work from home, we’ve put together some tips for working from home. As it’s looking like remote work could be a long-term thing rather than a short-term interim thing, keep these tips in mind.

1. Have a designated workspace.

You have to scope out a good place to set up camp. Pick a spot that’s going to be practical and, ideally, free from distractions. It needs to be a quiet spot. And the trick is to keep work to your home office space. That’s the designated “work zone”, so banish all work-related things or tasks to that space.

2. Create a schedule.

It’s also important to have a set schedule. Try to keep the same hours as you’d have at the office. Don’t fall into the trap of working during off-hours. You don’t want to get overwhelmed with work, and so you need to have some limits in place. That’s essential.

3. Take care of yourself.

You also have to be sure you’re taking care of yourself. Be intentional about getting exercise, eating healthy meals and snacks, and getting an appropriate amount of sleep. Don’t feel guilty during your off-hours for not working. It can be hard to switch your brain off of work-mode, and you might feel like you could be working more even during your off-hours. But remember, having time to rest and have breaks from work helps when it comes to recharging and refueling your energy.

(Another part of this is being gentle with yourself. Don’t beat yourself up about the small stuff. If you make a mistake or forget something, it’s okay. This is a difficult time, so cut yourself a little bit of slack.)

4. Try not to juggle too much.

While working from home, you might feel like there’s a lot going on. And you might be juggling a lot. Remember, you can only do so much. Multi-tasking might not be the route you want to go. You might fry your brain a little.

5. Have boundaries.

When you’re at home all the time, with both work life and personal life under the same roof, it can be easy to let the two intersect. However, it’s important to keep some healthy boundaries between the two. Keep your “home life” chores in your “home time” hours. Just pretend that when you retreat to your work hidey-hole you’re really going to the office. The world will keep spinning if the dishwasher doesn’t get unloaded until after hours, right?

6. Have time to take breaks.

It’s not a bad idea to give yourself the opportunity to get up and stretch every once in a while. Get up, move around, get the blood pumping a little. Having small breathers from time to time is a way you can keep your energy up. And it can be helpful to step away for a second and take a few deep breaths to relax if you need to. We’re all only human!

7. Delegate.

Whether at the office or at home, it’s important to know when you need to take some things off your plate. If work is becoming overwhelming, is there a way you could ask a coworker for a hand? You are a team, after all, even if you’re not physically in the same place at the moment. Likewise, if the chores are stacking up at home, could you ask the family to pitch in? Sure, the kids might have online school, but are there little tasks they could take on after school that would help you out? Nobody’s a robot, and we all need a hand sometimes.

8. Be social.

It’s also important to be social – safely, of course, given the pandemic. For instance, do video calls with co-workers rather than just emailing. Interact with your team – it’s easy to be isolated when working at home, but you’re still part of a team. You can also do video hangouts with friends in off-hours. And, of curse, hanging out with your family. Having social interaction, even the virtual kind, can really lift your spirits.

So, that’s what’s going on with working from home and the pandemic in Atlanta. The fact is that working from home is something that we all might have to adjust to and become comfortable with on a more permanent basis.

And if you need home insurance quotes, we can help. Our team is here to assist with your Atlanta home insurance needs. We can get you some quotes – you just have to fill out our online form, give us a call, or message us on LiveChat. Then we’ll be on the case!

Source 1 | Source 2

8 tips for supporting your student in online learning

Online learning

There is a lot of uncertainty involved with returning to school for the fall. Many metro-Atlanta school districts are gearing up to start the new semester, and a lot of districts have turned to online schooling in response to the pandemic. And that leaves a lot of parents in a stressful spot, wondering how they can best support their kids as they shift to online learning and kick off a new year. The coronavirus has turned “school” upside-down. Chances are everyone at home is feeling a bit apprehensive about the shift. It might be stressful and it might feel overwhelming, but here are a few tips to help you as a parent support your student as the new year begins.

Tips for supporting your student in online learning.

1. Create a routine.

You’ve got to create a sense of routine with the whole online-learning thing. Maybe that means recreating the schedule that your children had during the normal school year, or maybe that means making a new routine that suits the online schedule. However it works out, the important thing is getting into the swing of a routine. For example, there should be a consistent bedtime and morning wake-up time. Have the kids get up, change into fresh clothes, eat something, brush teeth, and so on – just like they would if they actually had to go to in-person school. That can help them get into the right head space to tackle the school day.

2. Set up a “school spot” in the house.

Your kids are also going to need a nice, quiet place in the house to do their school work. They’ll need a spot where they can be comfortable and where they can focus on their studies. Figure out a good spot where your kids can work. There needs to be a place where the kids can retreat and hit the books.

3. Treat virtual school like real school.

Okay. Your kids might be skeptical. Real school is not the same as virtual school. But you can lead by example by treating virtual school like real school. Though your kids aren’t actually going to school in-person, they should still take it seriously. That’s where having a positive attitude on your part is really important. You can help encourage your kids by presenting an upbeat attitude.

Online learning 3

4. Be there to listen to your kids’ concerns.

Online learning is challenging for all parties involved. Your kid might get frustrated and they might need to rant. You can listen to their concerns, but you can also gently remind them to have patience with their teachers. This is a new experience for them, too, and they’ve had to adjust very quickly to the new style of teaching. Everyone’s in this together, students and teachers alike. So yes, they might need to complain a little, but you can try to give them some perspective. Being angry isn’t going to help anything, right?

5. Encourage activity.

Your kids also need to stay active, to burn off energy if nothing else. So, what’s going to work for your family? Dance party? Kicking a soccer ball in the backyard? Maybe going for a walk? Find a safe way for your kids to get some activity during the day so they’re not cooped up in a corner somewhere doing their schoolwork. So, try to incorporate some exercise into the routine.

6. Arrange for social interaction.

Obviously in-person interaction is out for the time being, but that doesn’t mean your kids can’t still get some social time with their friends via video call. Your children will probably be missing their friends. Let them have the opportunity to socialize with their buddies with video calls – technology is great! (And apart from friends, remind your kids that there are still activities they love that are still do-able. Have fun.)

7. Encourage openness about feelings.

Your kids might be getting frustrated with having to stay home. So, you have to explain why social distancing is still important to slow the spread of the virus – although maybe try not to have the news on in front of them. Encourage your kids to talk to you about what they have been hearing so you can give them the truth, not misinformation. Make sure you’re getting accurate, trustworthy information about the situation. And along with that, encourage everyone at home to talk about how they’re feeling – including yourself. Try to get everyone to be honest about the emotions they’re feeling.

8. Be there to help.

If you need to help with anything, let your kids know you’re there to assist. The kids might need a hand, so make sure they know they can tell you about the obstacles or challenges they’re facing. That way they know you’re in their corner. Whether it’s figuring out how to communicate with a teacher about a concern or wi-fi issues, talk through it with them.

Online learning comes with its own unique set of challenges. As a parent, you might be worried about how virtual learning is going to go. As metro-Atlanta schools determine their game plans for the fall semester of the new school year, you as a parent need to come up with a school game plan for your family. There might be some trial and error, but try to keep a positive outlook going on in your household.

Get quotes.

If you are in need of Atlanta home insurance quotes or auto insurance quotes, our team would be happy to help. We like making insurance easy and we like helping people save money on their insurance. Get in touch with us by filling out our online form, giving us a call, or messaging us on LiveChat. Our goal is to help Atlanta families get the insurance they need.

Source:

https://www.forbes.com/sites/unicefusa/2020/03/25/helping-children-adjust-to-remote-learning-during-the-covid-19-pandemic/#4ebd98116a82

Can I bundle my Atlanta car insurance and renters insurance?

Bundle auto and renters

If you live in Atlanta, you might live in an apartment. You’ve been thinking that it might be a good idea to protect your belongings with renters insurance. You never know when something like a fire or burglary could happen. All that being said, you’re wondering a few things. First of all, what exactly does renters insurance do? Second, you’ve seen a bunch of commercials where you can bundle home and auto insurance, but what about renters insurance and auto insurance? Living in Atlanta, having a car is extremely helpful. (Atlanta isn’t exactly a walking city – it’s a driving city.) And the point is that you need car insurance in order to protect yourself and, you know, comply with the law. So, can you bundle Atlanta renters insurance and auto insurance? There’s a few things you should know about all of this. We’ll explain.

What does renters insurance do?

It’s important to protect your belongings – chances are you have a lot of stuff packed into your apartment. We all tend to accumulate clothes, furniture, and so on. And if you were struck by a fire or if someone burgled your place, that would be devastating. Renters insurance can help you to replace your things so you don’t have to take the financial blow all on your shoulders. Now, perhaps you’re wondering why this is strictly necessary. Doesn’t your landlord have insurance? And wouldn’t that take care of it?

Well … no.

Chances are you need your own renters insurance because your landlord’s insurance won’t cover your belongings. The other nice thing about renters insurance is that it can provide liability insurance for you, just in case someone is injured during an ill-fated trip to your apartment. That’s another reason to consider renters insurance.

Can you bundle renters and auto insurance?

Bundling is when you get multiple lines of insurance from the same insurance company. Now, it’s common to hear about home insurance and auto insurance being bundled, but what about bundling renters insurance and auto insurance? Is that a thing?

Chances are yes, you can indeed bundle your renters and auto insurance together. There are a couple of reasons why that might be a good option for you. First, a lot of insurance companies offer a multi-line discount if you get multiple types of coverage from them. So, you could se some lower insurance rates if you bundle. And who doesn’t like to save some money, especially on something necessary like insurance?

Another reason bundling your renters and car insurance could be beneficial to you is that it’s convenient, pure and simple. You’ll only have to worry about one insurance company, which means less headache in the long run. There’s a lot of benefit to keeping everything with the same company.

Of course, you have to evaluate whether this is the right option for you particular situation. But it’s definitely worth considering.

How to get insurance quotes.

You might be wondering how to get renters insurance quotes or auto insurance quotes. Maybe that sounds like a lot of work, or maybe that sounds like it’ll be a real pain. However, our team can help make insurance easy – that’s what we really enjoy doing. Here’s how that whole process works.

1. Reach out to our team. You can send us a LiveChat to get in touch with us, or you can pick up the phone and give us a quick call. We’ve also got an online form you can fill out, which gives us some of the information we need to get started on your quotes.

2. We’ll talk with you about your insurance situation. The next thing that happens is that one of our agents will have a chat with you to introduce ourselves and familiarize ourselves with your particular situation.

3. We’ll get you your quotes. Then we’ll go shopping to get your quotes. We work with a lot of different carriers, so we’d be happy to help you get multiple quotes.

4. We’ll go over the quotes with you. The insurance-speak in the quotes might be overwhelming, so we’ll go over the quotes with you. You can ask our team whatever questions you may have about the coverage.

5. Our team will be here for you. If you ever encounter an insurance question, comment, or concern, just reach out to our team. We’re here to help with your insurance needs.

So, that’s the scoop with bundling your renters and auto insurance. If you want to get some quotes, just fill out our online form or give us a call. We can discuss your insurance options with you, and we really like helping people save money on the insurance you need. That’s what we do! That and making insurance easy. That’s how we roll.

 

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7 things teens should know about car insurance

Teens and car insurance

Teens and car insurance

As a teenager, car insurance might not be your favorite thing to think about. It’s not fun, admittedly, and it’s not “cool”. But it is a necessary thing, and it’s important to know the basics. So, we’ve got a quick list of things teens should know about car insurance. Don’t worry – we’ll keep it light and not-boring.

7 things teens should know about car insurance.

1. Driving safe is essential.

Okay, so the thing is that being young means that car insurance rates are kind of against you. Young drivers don’t have a lot of experience behind the wheel. It’s important to drive safe so as to avoid tickets, which have a lot of consequences –  the anger of the parental units and being in trouble among them. But they can also mean higher insurance rates. (But of course the primary reason to drive safe is to avoid accidents that could hurt you and others.)

2. Getting good grades can help your rates.

There are a lot of reasons to hit the books and keep your grades up. One of those reasons is that it could help you get lower car insurance rates. That’s because it can help you score a Good Student Discount. And discounts on car insurance (particularly for teens) are a good thing. Now, keep in mind that you’ll probably need to show some sort of proof of your good grades – like a report card – and meet the qualifications set by the insurance carrier. But still – if you make good grades in school, don’t be shy about it. Ask if it can earn you a discount.

3. Drivers’ ed can also help your insurance rates.

Taking a drivers’ ed class that’s approved by your insurance company can also help you when it comes to your car insurance rates. Okay, yes, driver’s ed might not sound like the most thrilling thing out there. But you can learn valuable stuff from a class, and if you think about it, it’s just a temporary thing. It’s not like it’s forever. It’s definitely something to think about and find out about.

Teens and car insurance 2

4. There’s a reason you need to drive a sensible vehicle.

Okay, okay, we get it. Everyone wants to drive the shiny, fancy, expensive car. But if you drive a safe, sensible car, you could (once again) have lower car insurance rates. So, yes, you might desperately want your parents to get you a fancy ride, but in reality your parents might be onto something by having you drive the family SUV or minivan. It’s a sensible plan, really.

5. It’s probably best to be on your parents’ policy.

Rather than being on your own policy for your car insurance, your parents should likely ad you to their car insurance policy. If they have good driving records this will probably help your family’s overall insurance situation. So, it’s yet another consideration when it comes to getting you properly insured. Insurance can be complicated, but it’s something your parents will likely be discussing.

6. Different coverages do different things.

It’s important for teens to understand that different insurance coverages do different things. Here are some of the common ones:

Bodily injury liability: Can help cover the other driver’s medical expenses if you injure them in an accident. Plus it can help cover your legal expenses if you get sued over the accident.

Property damage liability: Can help cover the costs of repairing someone’s property if you damage it in an accident (i.e. the other driver’s car).

Collision coverage: Can help repair your car if you’re in an accident (though you’ll still have to pay your deductible) or if you hit something.

Comprehensive coverage: Can cover damage to your car not caused by an accident, such as vandalism, animal strike, falling objects (i.e. tree branches), and hail. It can also cover theft.

Uninsured/Underinsured motorist: Can help you if you’re hit by a driver who doesn’t have insurance or who doesn’t have enough insurance enough insurance to cover the incident.

7. Georgia has minimum limits of car insurance.

It’s also important to note that the state of Georgia has minimum limits of insurance that drivers have to have. Drivers have to carry at least $25,000 of bodily injury liability per person, $50,000 of bodily injury liability per occurrence, and $25,000 of property damage liability. Anyway – the point is that it’s essential to carry the appropriate insurance. Always make sure that you’ve got plenty of car insurance. It can bail you out of some really sticky situations.

If your family needs some car insurance quotes, our team can help. We like to make insurance easy and help people save money on their insurance. To get int ouch with us, all you have to do is fill out our online form, give us a call, or message us on LiveChat.

How to get Atlanta motorcycle insurance

Atlanta motorcycle insurance

Atlanta motorcycle insurance

There’s something intriguing about motorcycles. If you are interested in getting a motorcycle, you might be wondering how to get Atlanta motorcycle insurance to protect yourself. Having the right insurance is important, after all. But how does one get that insurance? Our team can help you get quotes for Atlanta motorcycle insurance. Here’s now that process works.

How to get Atlanta motorcycle insurance.

1. Reach out to our team.

Naturally, the first thing you need to do is let us know that you need motorcycle insurance. Getting in touch with our team of top-notch insurance agents is easy. (We strive to make the insurance process as easy as possible. We’ve got a few different ways you can reach out to our team. That way you get to pick what’s best for you.)

Phone: There’s the phone, of course, if you want to talk on the phone with one of our agents about your motorcycle insurance. You can give us a buzz and we’d be happy to help.

Online form: You can also fill out our online form if you want to get in touch that way. The form just asks a few quick questions so we have some of the information we need to assist with your quotes.

LiveChat: You can also message us on LiveChat. If you’d rather message back and forth with us to get your quotes started, we can do that, too.

So, those are a few ways you can reach out to our team. If you’d prefer to email or text, we can communicate with our team that way. We’re more than happy to email or text if needed.

2. We’ll talk to you about your insurance needs.

The next thing that happens is one of our agents will have a conversation with you about your insurance needs. We need to know the particulars of your situation so we can best assist you with your Atlanta motorcycle insurance. We know you’re busy, though, so we won’t steal too much of your time. We’ll keep the conversation brief. Then we’ll be on our way to getting you the insurance you need.

3. We’ll get your quotes.

We’ll then embark on a quest to get you your Atlanta motorcycle insurance quotes. That way you can look at different options for your insurance. We love talking about insurance and we enjoy questing for the best insurance option for our customers. That’s what we do! We’ll search high and low to get you some great insurance.

4. We’ll answer any questions you have.

Atlanta motorcycle insurance might be confusing and overwhelming. So, if you have any questions about the quotes, we’d be happy to discuss those with you. Our team actually enjoys talking about insurance – we’re kind of nerdy that way. So, feel free to ask any questions you have, big or small. Anything that needs clarification can be clarified – just let us know.

5. We’ll be here to help with your insurance needs.

Then our team will be here to help with any insurance issues that might arise. If any questions or concerns come up, all you have to do is reach out to our team and we’ll be here to help. We know insurance can be overwhelming and scary, but you don’t have to handle it alone. Insurance is our thing.

Get quotes for Atlanta motorcycle insurance.

So, you can get motorcycle insurance by filling out our online form, giving us a call, or messaging us on LiveChat. (And if you need renters insurance or home insurance, we can help with that too!) We would be happy to help you get the coverage you need. Insurance doesn’t have to be complicated.

What is Atlanta mobile home insurance?

Atlanta mobile home insurance

Atlanta mobile home insurance

Having a mobile home means that it’s a good idea to get Atlanta mobile home insurance. But you might be wondering what mobile home insurance does and how it can protect you. We’ll go over some of the essentials about the coverage. And while you’re at it, we’ll explain how you can get quotes.

What does mobile home insurance do?

If you get mobile home insurance, your policy may include coverage for:

  • The mobile home
  • Attached patio or deck
  • Storage shed
  • Clothes
  • Appliances
  • Entertainment equipment
  • Personal possessions

A mobile home insurance policy can provide coverage for your home – it’s not like a regular home insurance policy because it’s designed to cover your specific risks. (You may even be able to add coverages to your policy – we’ll get into that in a second.) The policy may do the following:

  • Protect improvements
  • Cover the loss of use of your mobile home
  • Cover the actual structure of the mobile home and other structures that are on your premises from losses like fire, windstorm damage, falling objects, lightning, and explosions.
  • Protect your personal property, such as electronics, bicycles, furniture, and clothes
  • Cover your liability, meaning it can help you if someone is injured on your property. It can pay for the medical expenses if a non-resident is injured, and it can help cover damages/defense costs if there’s an accidental covered incident.

Of course, it’s really important to read through the policy thoroughly to see what is and isn’t covered. Asking questions about things you might wonder about or need some further clarification on is never a bad idea.

Additional coverages.

You may want to consider adding some coverages to your mobile home insurance. You might be able to get the following coverages added to your policy:

  • Emergency removal – This can pay for the moving of your mobile home to another place if you’re in the path of a disaster (like a fire or tornado)
  • Trip collision – This coverage can provide protection for when you’re moving the mobile home to a new permanent location
  • Worldwide coverage – Protect your belongings if they’re stolen or damaged when traveling to another permanent location
  • Fire department charges – This can give reimbursement for the charges if your mobile home is in a place that isn’t serviced by a fire department
  • Extended coverage – This can cover valuables or give extended coverage for electronics
  • Water backup – Can protect against damage that results from water backup through the sewer, drain, or sump pump
  • Additional dwelling rented to others
  • Identity theft insurance

So, those are some of the basics of mobile home insurance. It’s intended to protect the unique risks that a mobile home faces. But, as we mentioned earlier, there’s no understating the importance of reading your policy carefully. (Make sure you know what is and isn’t covered by your policy so you don’t get any nasty surprises down the line.)

Get mobile home insurance.

If you’re wondering how to get Atlanta mobile home insurance, we can help. Our team would be happy to see what we can do to help you get the coverage you need. Just fill out our online form, give us a call, or message us on LiveChat.

How to create a teen driving contract

Teen driving contract

Teen driving contract

Teenagers can be a lot. And if you’ve got a teen driver on your hands, you’re probably very nervous. And that is totally understandable. Teens aren’t exactly known for their ability to make responsible decisions. So, what’s a parent to do when their teenager is about to get their license? You can take the time to create a driving contract with your teenager. Here are a few tips to give you a place to start with your parent-teen driving contract.

What is a teen driving contract?

The parent-teen driver contract is a set of guidelines and rules that the driver has to follow. It also gives consequences if those rules are broken. Basically, it outlines your expectations for the teen driver and it also makes sure that everyone is on the same page with both the rules and what would happen if those rules are not followed. It’s an agreement between the teen driver and the parent.

Tips for your parent-teen driving contract.

1. Convey the seriousness of driving.

The driving agreement is meant to convey that driving is a very serious responsibility. The contract makes sure that your teen knows that driving is a privilege. They need to understand that they need to be very careful behind the wheel. Driving isn’t just a convenience or a new, fun thing. It’s a big deal, one that needs to be taken seriously.

2. Clarify the rules and the consequences.

You also need to be sure your rules and consequences are written clearly. There should be little “wiggle room” or room for interpretation. Everything needs to be laid out properly, including the consequences or punishments that you establish for breaking the rules. Then the trick becomes actually sticking to these agreed-upon punishments. The rules and consequences need to be upheld.

3. Have both parent and teen sign the contract.

It’s important to open a discussion about safe driving and the guidelines. Talk about what rules are safe and fair, and ensure that everyone is on the same page. Go over it together and make sure it’s something that everyone is comfortable signing. (But remember – you are the parent in the situation!) One of the goals of the contract is to get rid of any confusion concerning the driving rules and to get everyone in agreement – with signatures to prove it.

4. Make sure to include the important stuff.

When outlining your contract, make sure to look at Georgia’s laws. These can be the basis of your contract, but of course, as a parent, you may want to add your own rules that make sense for your teen and your situation. Here are some areas to look at and establish rules for:

  • Curfew (Remember Georgia law)
  • Where the teen is allowed to drive
  • Establish rules about cellphone use, music use, etc. (Again, remember to look at GA’s laws, including the Hands-free law)
  • Seatbelt use
  • What happens if the teen gets a ticket (i.e. speeding) or fine
  • What happens if the teen drinks and drives
  • The number of passengers they can drive (again, be aware of Georgia’s laws and the graduated licensing system)
  • What happens if any part of the contract is broken

It’s important to cover all the bases when you create your teen-parent driver contract. There are a lot of areas about driving that your teen needs to be aware of. The goal isn’t to scare your teen or make them feel overwhelmed with rules, but to encourage them to make good decisions and drive safely.

5. Remember that the rules can change.

Remember that you can adjust and relax some of the rules that you set as time passes. (Not the laws, of course, but the other rules.) As your teenager gets more practice in and grows up a bit, you can loosen your rules. You can evaluate as you go – maybe you can give your teen some more freedom, contingent on their good behavior. Remember to readjust the contract and consequences accordingly. You can let your teen know that they will be trusted with more when that trust is earned.

You also need to make sure that your teen is properly insured. You might be a bit afraid of the insurance rates. (You’ve heard the rumors of teen car insurance being extremely expensive.) We would be happy to help you get teen car insurance to protect your young driver. Get started with your car insurance quote by filling out our online form, giving us a call, or messaging us on LiveChat. Our team likes to make insurance easy.

10 tips for safely driving around trucks in Atlanta

Driving around trucks

Driving around trucks

Trying to navigate the narrow, somewhat confusing streets of Atlanta can be stressful. It can be even more stressful if you have to share your space with trucks, buses, and other large vehicles. Passenger cars, even SUVs, are a lot smaller and lighter than trucks. As an Atlanta driver, you might not have a choice but to be in close quarters with a truck. Here are a few tips for safety when driving around trucks.

10 tips for driving around trucks.

1. Be aware of the “danger zones”.

Because trucks are so large and so bulky, visibility for truck drivers is very limited. There are prominent blind spots on every side of the vehicle. If you’re in a blind spot, the truck driver can’t see you. So follow this guideline – if you can’t see the driver in the vehicle side mirror, it’s a pretty good guess to say they can’t see you. To avoid being in a blind spot, slow down or get ahead of the truck so you’re not in a dangerous spot. And be really careful if you’re merging.

2. Be cautious when passing.

You’ve also got to be very careful when you’re passing a truck or bus. Admittedly, trucks and buses don’t go too fast, so you may need to pass. Here’s how to do that safely:

  • Check that you can see the driver in the side mirror.
  • Signal clearly, then move into the left lane. (Don’t pass on the right.)
  • Speed up, then pass the vehicle safely and quickly. (You don’t want to hang out in the blind spot.)
  • Make sure the truck/bus is in your rearview mirror before moving back – be sure to give the truck lots of space.

Some other considerations for passing trucks: don’t pass a truck if you’re going downhill. They can pick up a lot of speed. And if you are being passed by a truck, you need to stay to the right. Should the truck be changing lanes or merging around you, give them some space. Remember, they need some extra breathing room.

3. Don’t get too close when driving around trucks.

You don’t want to cut off a commercial vehicle. If you change lanes in front of a truck or bus too quickly, the vehicle might not have enough room to slow down or stop. Even if they can see you, they might not be able to slow the vehicle fast enough. And if you make a sudden move and change lanes quickly, you might be in a blind spot where the truck driver can’t see you. Remember – big trucks take a lot of time to stop.

4. Give the truck lots of space.

It’s important to give the truck lots of space. In other words, don’t tailgate. If you were to get hit, your car could get shoved under the truck. Commercial motor vehicles are extremely tall. And especially if you’re on an uphill, stay back just in case the bus or truck rolls back.

5. Remember that trucks need space to turn.

Large vehicles need lots of room to turn. They might swing really wide. Or they might even turn from a middle lane because they need extra room. So, don’t try to get by the truck or squish yourself between the truck and the curb. Also, be careful with where you stop. Don’t block an intersection or stop in front of the line. That way trucks can turn without issues.

6. Don’t get impatient.

Trucks and buses need some time to get going. They can’t go as fast as passenger cars. If you’re honking or being aggressive or weaving, that’s not helpful. It’s actually very distracting and thus can be very dangerous. Anyways, just try to keep calm.

7. Use your seatbelt.

Every car ride should include the split second it takes to buckle your seatbelt. Make sure you’re buckled up and that your passengers are buckled up. And if there are kids in the car, make sure they’re riding in the back and that they’re in the proper car seats. Everybody needs to be fastened properly into the vehicle. That’s extremely important.

8. Don’t drive distracted.

Also, you don’t want to drive distracted. If there’s something that needs your immediate attention, look for a safe place to pull over. Then you can take care of the issue. When you’re done, then you can get back on the road. Distracted driving is extremely dangerous.

9. Don’t drive drowsy.

If you find yourself getting too tired, you might want to take a break. Find a safe place to have a bit of a rest. Walk around a bit. Or you can switch drivers if you’ve got someone else in the car who can take over for you. You need to give yourself time to rest and recharge so you don’t get too exhausted.

10. Don’t drive intoxicated.

It’s not a great plan to drive intoxicated. Your decision-making and reaction time can be significantly impaired. If you’re taking any prescription or over-the-counter medications, be aware of the side effects – sometimes these things can have side effects like dizziness or drowsiness. If need be, have somebody else drive. Don’t be shy about speaking up if you don’t feel like you should drive.

Being around large trucks and sharing the road with them can be overwhelming. They’re intimidating. But if you’re aware of the challenges trucks face and the dangers, you can take steps to stay safe when driving around trucks.

And of course, you need to have the right car insurance. Our team can help you with that. We would be happy to go over your car insurance needs with you and help you find the policy that’s right for you. (And we can help with your home insurance, too.) Get started with your quotes by filling out our online form, giving us a call, or messaging us on LiveChat. We like to make insurance easy.

Source:

https://www.fmcsa.dot.gov/ourroads/tips-driving-safely-around-large-trucks-or-buses

Tips to keep your motorcycle from being stolen

Prevent motorcycle theft

Prevent motorcycle theft

If you have a motorcycle, it’s important to keep it from being stolen. Let’s get to the point – motorcycles can be targets of theft because they are accessible. And your bike really matters to you, naturally, so you want to protect it. By taking a few simple steps you can protect your bike and prevent motorcycle theft. It just takes a little bit of time and a little bit of remembering!

Tips to prevent motorcycle theft

1. Lock the bike.

Okay, so first things first. When you arrive at your destination, you hop off the bike, right? But here’s the key – you need to turn off the ignition. Just that second that it takes to cut the ignition can prevent your bike from being stolen. After you cut the ignition, you need to lock up the bike too. You can lock the forks (disk brakes) of the bikes, and you can get brightly colored locks. That might help dissuade people from stealing the bike.

2. Lock multiple bikes together.

You might be traveling with a group, and if that’s the case lock the bikes together. It’s probably a bit more logistically difficult to steal multiple bikes that are locked together than a lone bike, right? So, coordinate with your friends and figure out how you are going to get the bikes locked together.

(And if you are on your own, you can lock the bike to an object that can’t be taken apart and can’t be moved – i.e., a light post.)

3. Get an anti-theft device.

You can also get a very loud alarm that will be very noisy if someone tries to mess with your bike. That way people will be alerted if there’s a motorcycle thief on the loose. Alarms can be helpful.

4. Check on your bike.

If you’re out at a public event, check on your bike from time to time. (Particularly right after you arrive.) Of course, you don’t want to be super paranoid about it, but still, it can’t hurt to have a quick look at the motorcycle every so often.

(Also, if possible, you can park the bike close to a security camera. You never know when camera footage could come in handy.)

5. Keep important motorcycle-related documents safe.

You probably want to be careful with the motorcycle’s title. That means stowing it safely in your house rather than leaving it in your saddlebag or in the bike’s compartment. The title is an important piece of paper, after all, and you don’t want anyone to get their hands on it.

And speaking of important pieces of paper, you should keep your insurance information and your motorcycle registration with you when you take your bike out. If something happens, you might need to show these things. Don’t lose track of them.

6. Distinguish your bike.

You can also customize your bike with a unique symbol. That way it looks distinctive. Also, it’s not a bad idea to take pictures of your bike (including your symbol) so that you can show them to the police if need be.

7. Take care when you’re selling the bike.

If you are selling your motorcycle, it’s important to be careful. When someone comes to test drive the bike, don’t give them the title until you’ve had the chance to do a background check and the payment has gone through. (And you should also check the buyer’s personal information against their ID.) You wouldn’t want someone to steal the bike just as you’re trying to sell it.

Keeping your motorcycle safe is important. By taking a few simple steps, you can prevent motorcycle theft and keep your bike from being stolen. And that’s not a bad plan, is it?

Along with preventing motorcycle theft, it’s important to get the right Atlanta motorcycle insurance. Our team would be happy to help you with that, or with helping you get insurance for a car you currently have or a new car. Get in touch with us by filling out our online form, giving us a call, or messaging us on LiveChat. We like to help people save money on their insurance and we like to make insurance easy.